Credit Cards

Credit card fraud can be stressful and harrowing. But you aren’t alone and might be able to reverse the charges if you report them as soon as possible. Paying attention to your credit card statement(s) is vital for this.

A credit card is a financial tool we’ve discussed greatly on PaisaSimple. Depending on who you ask, credit cards are either a boon or a debt trap. The trick is to understand how they can work in your favour.

With the significant increase in costs of living and lifestyle choices, we are chasing after expensive commodities to fuel these needs. With credit cards offering no cost EMI options, are they useful? Or are they something to be wary of?

It’s easy to fall into the trap of paying just the minimum amount due on your credit card. However, this seemingly convenient option is a financial strategy your credit card issuer employs to keep you in debt.

It is important to shield your credit card transactions. With the rising cases of credit card fraud, you must be careful now more than ever. And learning a few ways to protect yourself from fraud will go a long way.

As many of us are getting comfortable with credit cards, it’s time to peek into a future where all financial transactions are digital or virtual. It’s time to talk about virtual credit cards.

Credit card rewards are an attractive means for luring new customers. They also keep existing customers hooked to using credit cards for their purchases. Learning how to make the best use of your credit card reward points is an important aspect of your card usage.

With the many options available in the market, choosing the right card can be overwhelming. Your spending habits, lifestyle, and suitability are vital for comparing and selecting the right credit card for you.

How do they make money? In short, fees, interest, and merchant charges. Even if you don’t pay interest or annual fees, using your credit card generates income for the card issuer.

Credit cards are financial tools that aid in building your credit history. Understanding secured and unsecured credit cards is essential in picking a card that’s right for you.

The demand for RuPay credit cards has been growing steadily every quarter. The availability of UPI-linking and a plethora of merchant rewards has seen these credit cards gaining traction in India’s digital revolution.

Your credit score plays a big part in financial planning. Why not start building your credit history early with a student credit card?