Loans

A personal loan is a big commitment. You would have thoroughly researched and considered your monthly financial commitments before availing of one. Let’s see what happens in the case of a loan default.

What is home loan refinancing? How does it work? Why should you do it? How do you go about doing it? These are all the questions we’ll address in this PaisaSimple blog.

When we decide to build our dream home and avail of a home loan to finance it, we are faced with a dilemma. Do I choose a fixed interest rate or a floating one? This is a crucial decision because it determines how much EMI you pay and for how long.

You’ve certainly received a message in the past week congratulating you on your qualification for a pre-approved loan. So, what is it? And why did you receive such a message when you don’t remember applying for one or even thought about applying for one? Let’s talk about this.

Buy now pay later is a customer-friendly, short-term loan option. It lets you buy goods and make payments as instalments over time. Let’s find out why BNPL is so appealing and how it works.

When we think of loans, we think of banks or credit unions. But now, there are many options for borrowers. Peer-to-peer lending is one such option, gaining recognition and changing how we lend and borrow.

Technological advancements in finance have made it accessible to many. Financial institutions have embraced fintech to automate and improve financial services for their customers. Fintech companies have transformed the Indian loan market, and we couldn’t be happier.

Buying a home is a dream come true! It is an investment of a lifetime. But how do you know for sure that you’re ready to buy a home? And if you are buying one with a home loan, are you prepared for it?

The digital revolution has got us so used to not leaving the comfort of our homes. With everything turning digital, online instant cash loans have become a convenient source to meet unexpected expenses. Let’s analyse.

When the price of services and products goes up, but the purchasing power of money comes down, we are in a financial crutch called inflation. How would you combat loan repayments in such a scenario? Let’s figure it out.

Starting your business is a thrilling prospect. Along with the joy of being an owner, you must spend time, work hard, and invest a fair bit of money. And money can be the one factor that decides how far you go on your entrepreneurial journey.

What if there’s a way to make big-ticket expenditures at a lower interest rate and flexible repayment tenure? Sounds a tad bit too good to be true? Well, let’s learn about a loan against property.

Personal loans serve as tools to build your credit history. They also improve your credit score by adding to your credit mix.

In recent years, a large number of people have applied for personal loans to cover significant expenses or oversee emergency expenditures. These loans vary from lender to lender in interest rates, processing fees, and repayment terms.