Loans

Discover how to determine your personal loan eligibility in India with insights on salary, credit score, debt-to-income ratio, and lender policies. Learn how to calculate your loan amount and improve your eligibility.

Explore the benefits, eligibility criteria, application process, interest rates, and potential risks of taking a loan against your LIC policy in India.

Learn how to secure a 2 lakh loan in India with our comprehensive guide. Understand eligibility, required documents, interest rates, and tips for successful approval.

Discover the essential criteria and steps for understanding personal loan eligibility in India. From age and income requirements to improving your credit score, this guide helps you navigate the complex loan approval process.

Discover the essential steps and documents needed for a successful personal loan application. From identity proof to income verification, prepare effectively for a smoother approval process.

Explore the intricacies of personal loans in India, from eligibility criteria to interest rates and special schemes. This guide will help you make informed decisions about borrowing.

A personal loan is a big commitment. You would have thoroughly researched and considered your monthly financial commitments before availing of one. Let’s see what happens in the case of a loan default.

What is home loan refinancing? How does it work? Why should you do it? How do you go about doing it? These are all the questions we’ll address in this PaisaSimple blog.

When we decide to build our dream home and avail of a home loan to finance it, we are faced with a dilemma. Do I choose a fixed interest rate or a floating one? This is a crucial decision because it determines how much EMI you pay and for how long.

You’ve certainly received a message in the past week congratulating you on your qualification for a pre-approved loan. So, what is it? And why did you receive such a message when you don’t remember applying for one or even thought about applying for one? Let’s talk about this.

Buy now pay later is a customer-friendly, short-term loan option. It lets you buy goods and make payments as instalments over time. Let’s find out why BNPL is so appealing and how it works.

When we think of loans, we think of banks or credit unions. But now, there are many options for borrowers. Peer-to-peer lending is one such option, gaining recognition and changing how we lend and borrow.

Technological advancements in finance have made it accessible to many. Financial institutions have embraced fintech to automate and improve financial services for their customers. Fintech companies have transformed the Indian loan market, and we couldn’t be happier.

Buying a home is a dream come true! It is an investment of a lifetime. But how do you know for sure that you’re ready to buy a home? And if you are buying one with a home loan, are you prepared for it?

The digital revolution has got us so used to not leaving the comfort of our homes. With everything turning digital, online instant cash loans have become a convenient source to meet unexpected expenses. Let’s analyse.