Quick Reads, Big Gains - Financial Wisdom in Short!

A personal loan is a big commitment. You would have thoroughly researched and considered your monthly financial commitments before availing of one. Let’s see what happens in the case of a loan default.

Credit card fraud can be stressful and harrowing. But you aren’t alone and might be able to reverse the charges if you report them as soon as possible. Paying attention to your credit card statement(s) is vital for this.

What is home loan refinancing? How does it work? Why should you do it? How do you go about doing it? These are all the questions we’ll address in this PaisaSimple blog.

A credit card is a financial tool we’ve discussed greatly on PaisaSimple. Depending on who you ask, credit cards are either a boon or a debt trap. The trick is to understand how they can work in your favour.

When we decide to build our dream home and avail of a home loan to finance it, we are faced with a dilemma. Do I choose a fixed interest rate or a floating one? This is a crucial decision because it determines how much EMI you pay and for how long.

With the significant increase in costs of living and lifestyle choices, we are chasing after expensive commodities to fuel these needs. With credit cards offering no cost EMI options, are they useful? Or are they something to be wary of?

Buy now pay later is a customer-friendly, short-term loan option. It lets you buy goods and make payments as instalments over time. Let’s find out why BNPL is so appealing and how it works.

You’ve certainly received a message in the past week congratulating you on your qualification for a pre-approved loan. So, what is it? And why did you receive such a message when you don’t remember applying for one or even thought about applying for one? Let’s talk about this.

When we think of loans, we think of banks or credit unions. But now, there are many options for borrowers. Peer-to-peer lending is one such option, gaining recognition and changing how we lend and borrow.

It’s easy to fall into the trap of paying just the minimum amount due on your credit card. However, this seemingly convenient option is a financial strategy your credit card issuer employs to keep you in debt.

Technological advancements in finance have made it accessible to many. Financial institutions have embraced fintech to automate and improve financial services for their customers. Fintech companies have transformed the Indian loan market, and we couldn’t be happier.

It is important to shield your credit card transactions. With the rising cases of credit card fraud, you must be careful now more than ever. And learning a few ways to protect yourself from fraud will go a long way.

Buying a home is a dream come true! It is an investment of a lifetime. But how do you know for sure that you’re ready to buy a home? And if you are buying one with a home loan, are you prepared for it?

As many of us are getting comfortable with credit cards, it’s time to peek into a future where all financial transactions are digital or virtual. It’s time to talk about virtual credit cards.

The demand for RuPay credit cards has been growing steadily every quarter. The availability of UPI-linking and a plethora of merchant rewards has seen these credit cards gaining traction in India’s digital revolution.