IndusInd Bank Tiger Credit Card
Verified · August 27, 2026
5.0/5.0
Updated on August 27, 2026
🎖️Reward Rate
Base Rewards: 1.5 Reward Points per ₹100 (1.5 Reward Points per ₹100 on domestic retail transactions)
Overview
IndusInd Bank Tiger Credit Card by IndusInd Bank provides premium value tailored for Mid-Premium cardholders.
Rewards
Reward Type
Reward Points
Reward Rate
- • Base Rewards: 1.5 Reward Points per ₹100 (1.5 Reward Points per ₹100 on domestic retail transactions)
- • Accelerated Rewards: Earn 6 Reward Points per ₹100 spent on International purchases (4X Accelerated Earning)
- • Excluded Categories: Fuel purchases
- • Wallet loads
- • EMI transactions
- • Government payments
Welcome Benefit
Complimentary welcome voucher worth ₹500 from premium retail partners upon completion of first transaction within 30 days.; Qualification Criteria: First card swipe within 30 days of issuance; Fulfillment Timeline: Dispatched via SMS within 45 days
Milestone Benefit
Spend ₹5 Lakhs (Annual): Annual renewal fee waiver + 2,000 bonus milestone reward points; Annual Fee Waiver: Spend ₹5,00,000 or more in the preceding 12 months for renewal fee waiver
Redemption
- • Direct cash conversion onto credit card statement at 1 RP = ₹0.40
- • Airline partner miles conversion with Air India, InterMiles, and Singapore Airlines
- • Vouchers for electronics, fashion, dining, and travel bookings
Benefits
- Domestic Airport Lounge: 4 per year (1 visit per calendar quarter) via Visa Lounge Access Program [Criteria: Spend ₹35,000 in previous quarter]
- International Airport Lounge: 2 per year (via Priority Pass) via Priority Pass
- Fuel Surcharge Waiver: 1% (Max waiver ₹250 per month) on fuel transactions between ₹400 and ₹4000
- Discounted Foreign Currency Markup (1.5%): Industry-low foreign currency exchange markup of only 1.5% on all overseas and online international cross-border transactions (savings of over 2% vs standard 3.5% fee). (Forex markup 1.5%
- Zero additional cross-border transaction surcharges) [Partners: Visa International]
- BookMyShow Movie Ticket Discounts: Buy 1 movie ticket and get up to ₹200 off twice a month on BookMyShow (Savings up to ₹4,800/year). (Twice per calendar month
- Valid on all days of the week) [Partners: BookMyShow]
- Complimentary Golf Games & Lessons: Enjoy 1 complimentary golf game and 1 complimentary golf coaching session every quarter at top golf courses in India. (1 golf game + 1 lesson quarterly
- Access via IndusInd Golf Portal) [Partners: Apex Golf Management]
Things to Know Before you apply
IndusInd Bank Tiger Credit Card Eligibility Criteria
- Age: 21–65 years
- Net monthly salary > ₹50,000 for salaried; Annual ITR > ₹6,00,000 for self-employed
- Salaried & Self-Employed Individuals
- Resident Indian
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹499 |
| Annual Fee | ₹499 |
| Foreign Currency Mark-up Fee | 1.5% |
| Cash Advance Fee | 2.5% of withdrawn amount (Min ₹300) |
Fee waiver: Spend ₹5,00,000 or more in the preceding 12 months for renewal fee waiver
PaisaSimple Review
Overall Rating
5.0/5What do we like about this card?
IndusInd Bank Tiger Credit Card issued by IndusInd Bank is one of India's leading credit cards for Mid-Premium spends, featuring competitive reward earning and verified travel perks.
Pros
- • Base Rewards: 1.5 Reward Points per ₹100 (1.5 Reward Points per ₹100 on domestic retail transactions)
- • Forex markup rate of 1.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
Cons
- • Annual renewal fee of ₹499
- • Reward exclusion on fuel purchases and wallet load transactions
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Fee Details
Joining Fee
₹499
Annual/Renewal Fee
₹499
Joining Fee
₹7,000
Annual/Renewal Fee
₹7,000
Joining Fee
₹499
Annual/Renewal Fee
₹499
Welcome Benefit
- • Complimentary welcome voucher worth ₹500 from premium retail partners upon completion of first transaction within 30 days.
- • Qualification Criteria: First card swipe within 30 days of issuance
- • Fulfillment Timeline: Dispatched via SMS within 45 days
- • Complimentary banking privileges for Insignia account holders or 28,000 Bonus Reward Points (worth ₹7,000) on first purchase within 30 days and fee realization for other cardholders.
- • Qualification Criteria: Maintain Insignia Preferred Banking relationship or spend within 30 days
- • Fulfillment Timeline: Credited within 60 days of card issuance
- • 500 joining bonus reward points on spend of ₹5,000 or more within 60 days of card issuance
Reward/Cashback Rate
- • Base Rewards: 1.5 Reward Points per ₹100 (1.5 Reward Points per ₹100 on domestic retail transactions)
- • Accelerated Rewards: Earn 6 Reward Points per ₹100 spent on International purchases (4X Accelerated Earning)
- • Excluded Categories: Fuel purchases
- • Wallet loads
- • EMI transactions
- • Government payments
- • Base Rewards: 5 Reward Points per ₹100 (5 Reward Points per ₹100 spent on all domestic retail purchases)
- • Accelerated Rewards: 10 Reward Points per ₹100 spent on all International purchases (Double Rewards Rate)
- • Excluded Categories: Fuel transactions
- • Wallet loading
- • Cash advances
- • 24 Reward Points per ₹150 on fuel purchases at HPCL retail outlets, LPG purchases and via HP Pay App (up to 5% savings)
- • 10 Reward Points per ₹150 on utility & departmental store spends (up to 2% savings)
- • 2 Reward Points per ₹150 on all other categories
- • Accelerated points and fuel surcharge waiver apply only at eligible HPCL fuel outlets
Pros
- • Base Rewards: 1.5 Reward Points per ₹100 (1.5 Reward Points per ₹100 on domestic retail transactions)
- • Forex markup rate of 1.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Base Rewards: 5 Reward Points per ₹100 (5 Reward Points per ₹100 spent on all domestic retail purchases)
- • Forex markup rate of 1.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Up to 5% savings on HPCL fuel, LPG and HP Pay App transactions
- • Low ₹499 joining and annual fee
- • 4 complimentary domestic lounge visits per year
- • Annual fee waiver on ₹50,000 spend
Cons
- • Annual renewal fee of ₹499
- • Reward exclusion on fuel purchases and wallet load transactions
- • Annual renewal fee of ₹7000
- • Reward exclusion on fuel purchases and wallet load transactions
- • Accelerated rewards and surcharge waiver limited to eligible HPCL outlets
- • Age eligibility differs by employment type (21–60 salaried, 24–65 self-employed)
- • No specific minimum income figure disclosed