Bank of Baroda Hpcl Energie Credit Card
Verified · August 20, 2026
4.5/5.0PaisaSimple Review
Updated on August 20, 2026
🎖️Reward Rate
Shift to your shopping gear and avail up to 2% Savings (10 Reward Points for every ₹150 spent) on utility & departmental stores*. Get 2 Reward Points for every ₹150 spent on other categories. - Accelerated Reward Points and Fuel Surcharge Waiver benefits will be provided only on fuel transactions done...
Overview
HPCL Energie Credit Card by BOBCARD offers up to 5% savings on fuel and LPG purchases at HPCL outlets. Enjoy fuel rewards and tailored perks. Apply now!\n\n
Rewards
Reward Type
Cashback
Reward Rate
- • Shift to your shopping gear and avail up to 2% Savings (10 Reward Points for every ₹150 spent) on utility & departmental stores*. Get 2 Reward Points for every ₹150 spent on other categories. - Accelerated Reward Points and Fuel Surcharge Waiver benefits will be provided only on fuel transactions done...
- • Movie & Travel Fun Fuel the wanderlust in you with 4 Complimentary airport lounge access per year (1 per Quarter) at partner domestic lounges for primary cardholders***. Click Here to check the airport lounge list and eligibility criteria. Get 25% off up to ₹100 on the purchase of minimum 2 tickets per transaction at... Read more
Welcome Benefit
Complimentary activation bonus upon fee payment
Milestone Benefit
Annual renewal fee waiver on spending threshold
Redemption
Redeem for flight/hotel bookings, brand vouchers, and statement cash credit
Benefits
- Fuel savings delight Give ignition to your savings with up to 5% Savings (24 Reward Points per ₹150=4% Savings + 1% Fuel Surcharge Waiver) for fuel purchases at HPCL retail outlets, LPG purchases & through HP Pay App*. 1) HP Pay wallet load transactions do not qualify for Savings upto 5%. 2) For payment using... Read more
- Joining Bonus 500 joining bonus reward points on spend of ₹5,000 or more within 60 days of card issuance.
- HPCL ENERGIE BOBCARD offers fuel-specific perks like 5% Savings on your fuel purchases at HPCL retail outlets, LPG purchases & through HP Pay App, 10 reward points on everyday shopping, complimentary domestic airport lounge access, 500 bonus reward points, & more.
Things to Know Before you apply
Bank of Baroda Hpcl Energie Credit Card Eligibility Criteria
- Age: 21–65 years
- Salaried: > ₹35,000/month; Self-Employed: ITR > ₹6,00,000
- Salaried & Self-Employed Individuals
- Resident Indian
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | Free |
| Annual Fee | Free |
| Foreign Currency Mark-up Fee | 3.5% |
| Cash Advance Fee | 2.5% (Min ₹500) |
Fee waiver: Waiver Renewal fee waiver on annual spends of ₹50
PaisaSimple Review
Overall Rating
4.5/5What do we like about this card?
The Best Credit Card for Fuel, HPCL Energie, HPCL Credit Card – BOBCARD issued by Bank of Baroda is a top choice in India for everyday transactions and cashback. It features 3.5% forex markup and generous reward multipliers.
Pros
- • Shift to your shopping gear and avail up to 2% Savings (10 Reward Points for every ₹150 spent) on utility & departmental stores*. Get 2 Reward Points for every ₹150 spent on other categories. - Accelerated Reward Points and Fuel Surcharge Waiver benefits will be provided only on fuel transactions done...
- • Movie & Travel Fun Fuel the wanderlust in you with 4 Complimentary airport lounge access per year (1 per Quarter) at partner domestic lounges for primary cardholders***. Click Here to check the airport lounge list and eligibility criteria. Get 25% off up to ₹100 on the purchase of minimum 2 tickets per transaction at... Read more
- • High value reward program
- • Wide merchant acceptance
Cons
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
Compare with Similar Cards
Rating
4.5/5
4.5/5
4.5/5
Fee Details
Joining Fee
Free
Annual/Renewal Fee
Free
Joining Fee
Free
Annual/Renewal Fee
Free
Joining Fee
Free
Annual/Renewal Fee
Free
Welcome Benefit
- • Complimentary activation bonus upon fee payment
- • Get 28,000 bonus reward points as welcome benefit. (Not Applicable for Insignia Banking customers)
- • Avail the welcome benefit in two simple steps: Step 1: Swipe and use your card within 30 days of card issuance. Step 2: Pay the annual membership fee by the payment due date.
- • Avail the welcome benefit in two simple steps:
- • Step 1: Swipe and use your card within 30 days of card issuance.
- • Step 2: Pay the annual membership fee by the payment due date.
- • Welcome Benefit will be credited to the Cardmember’s Account within 60 days from the date of the Card issuance.
- • Refer Product T&C for more details
- • Complimentary activation bonus upon fee payment
Reward/Cashback Rate
- • Shift to your shopping gear and avail up to 2% Savings (10 Reward Points for every ₹150 spent) on utility & departmental stores*. Get 2 Reward Points for every ₹150 spent on other categories. - Accelerated Reward Points and Fuel Surcharge Waiver benefits will be provided only on fuel transactions done...
- • Movie & Travel Fun Fuel the wanderlust in you with 4 Complimentary airport lounge access per year (1 per Quarter) at partner domestic lounges for primary cardholders***. Click Here to check the airport lounge list and eligibility criteria. Get 25% off up to ₹100 on the purchase of minimum 2 tickets per transaction at... Read more
- • You earn 5 reward points for every INR 100 spent on domestic transactions.
- • You earn 10 reward points for every INR 100 spent on international transactions.
- • A crafted 'Magnificent Rewards Program' where customers earn upto 6 Accelerated rewards for every ₹ 100 spent.
- • Explore
Pros
- • Shift to your shopping gear and avail up to 2% Savings (10 Reward Points for every ₹150 spent) on utility & departmental stores*. Get 2 Reward Points for every ₹150 spent on other categories. - Accelerated Reward Points and Fuel Surcharge Waiver benefits will be provided only on fuel transactions done...
- • Movie & Travel Fun Fuel the wanderlust in you with 4 Complimentary airport lounge access per year (1 per Quarter) at partner domestic lounges for primary cardholders***. Click Here to check the airport lounge list and eligibility criteria. Get 25% off up to ₹100 on the purchase of minimum 2 tickets per transaction at... Read more
- • High value reward program
- • Wide merchant acceptance
- • You earn 5 reward points for every INR 100 spent on domestic transactions.
- • You earn 10 reward points for every INR 100 spent on international transactions.
- • High value reward program
- • Wide merchant acceptance
- • A crafted 'Magnificent Rewards Program' where customers earn upto 6 Accelerated rewards for every ₹ 100 spent.
- • Explore
- • The Rewards program is a unique program specially designed to cater to the lifestyle of discerning customers like you. You will earn Reward Points when you use the IndusInd Bank Tiger Card. The value of each Reward Point is ₹ 0.40 when you redeem them against the outstanding in your card account.
- • High value reward program
- • Wide merchant acceptance
Cons
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified