SimplyCLICK SBI Card
Updated on August 25, 2026
🎖️Reward Rate
Base Rewards: 1 Reward Point per ₹100 (1 Reward Point per ₹100 on offline retail spends)
Overview
SimplyCLICK SBI Card by SBI Card provides premium value tailored for Cashback/Online cardholders.
Rewards
Reward Type
Cashback
Reward Rate
- • Base Rewards: 1 Reward Point per ₹100 (1 Reward Point per ₹100 on offline retail spends)
- • Accelerated Rewards: 10X Reward Points (10 RPs per ₹100 = 2.5% return) on exclusive online partners: Amazon, BookMyShow, Cleartrip, Dominos, Myntra, Yatra, Netmeds. 5X Reward Points on all other online spends.
- • Excluded Categories: Fuel, Wallet loads, Utility and Education payments
Welcome Benefit
Amazon.in gift card worth ₹500 upon realization of annual joining fee; Qualification Criteria: Payment of annual fee within 30 days; Fulfillment Timeline: Sent via SMS within 15 days of fee realization
Milestone Benefit
Spend ₹1 Lakhs (Annual): Annual renewal fee waiver of ₹499 + ₹2,000 Cleartrip e-voucher; Spend ₹2 Lakhs (Annual): Additional ₹2,000 Cleartrip e-voucher; Annual Fee Waiver: Spend ₹1,00,000 or more in preceding 12 months for fee waiver
Redemption
SBI Card catalog for gift vouchers, electronics, and cash credit at 1 RP = ₹0.25
Benefits
- Fuel Surcharge Waiver: 1% (Max waiver ₹100 per statement cycle)
- 1% Fuel Surcharge Waiver: 1% fuel surcharge waiver for each transaction between ₹500 and ₹3,000 across all petrol pumps in India. (Max waiver ₹100 per statement cycle) [Partners: All Fuel Pumps]
Things to Know Before you apply
SimplyCLICK SBI Card Eligibility Criteria
- Age: 21–60 years
- Salaried min ₹20,000/month; Self-employed min ITR ₹3,00,000 p.a.
- Salaried & Self-Employed Individuals
- Resident Indian
SimplyCLICK SBI Card Customer Care
- Toll Free: 1800 1200
- Landline: +91 22 6600 6600
- Concierge Service: customer.care@bank.com
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹499 |
| Annual Fee | ₹499 |
| Foreign Currency Mark-up Fee | 3.5% |
| Cash Advance Fee | 2.5% (min ₹500) |
Fee waiver: Spend ₹1,00,000 or more in preceding 12 months for fee waiver
PaisaSimple Review
Overall Rating
4.9/5What do we like about this card?
SimplyCLICK SBI Card issued by SBI Card is one of India's leading credit cards for Cashback/Online spends, featuring competitive reward earning and verified travel perks.
Pros
- • Base Rewards: 1 Reward Point per ₹100 (1 Reward Point per ₹100 on offline retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
Cons
- • Annual renewal fee of ₹499
- • Reward exclusion on fuel purchases and wallet load transactions
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- • Amazon.in gift card worth ₹500 upon realization of annual joining fee
- • Qualification Criteria: Payment of annual fee within 30 days
- • Fulfillment Timeline: Sent via SMS within 15 days of fee realization
- • 100% cashback up to ₹500 on first utility bill payment completed via Google Pay within 45 days of card issuance (effectively offsetting the ₹499 joining fee).
- • 499 NeuCoins upon payment of membership fee and card activation within 30 days
- • Qualification Criteria: Fee realization
- • First spend on Tata Neu app within 30 days
- • Fulfillment Timeline: Credited within 30 days of spend condition fulfillment
- • Base Rewards: 1 Reward Point per ₹100 (1 Reward Point per ₹100 on offline retail spends)
- • Accelerated Rewards: 10X Reward Points (10 RPs per ₹100 = 2.5% return) on exclusive online partners: Amazon, BookMyShow, Cleartrip, Dominos, Myntra, Yatra, Netmeds. 5X Reward Points on all other online spends.
- • Excluded Categories: Fuel, Wallet loads, Utility and Education payments
- • 5% cashback on utility bill payments & recharges via Google Pay (capped at ₹500/month)
- • 4% on Swiggy, Zomato & Ola (capped at ₹500/month)
- • 1.5% unlimited flat cashback on all other eligible retail transactions.
- • Base Rewards: 1% NeuCoins per ₹100 (1% NeuCoins on all non-Tata brands and RuPay UPI merchant transactions)
- • Accelerated Rewards: 2% NeuCoins on Tata Neu app + 5% NeuPass benefits (total 7% value) across Tata brands
- • Excluded Categories: Fuel, Wallet load, Rent
- • Base Rewards: 1 Reward Point per ₹100 (1 Reward Point per ₹100 on offline retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • • 5% cashback on utility bills & mobile recharges via Google Pay (capped at ₹500/month)
- • • 4% cashback on Swiggy, Zomato & Ola (capped at ₹500/month)
- • • 1.5% unlimited flat cashback on all other transactions with no upper ceiling
- • • No reward redemption fee — cashback is automatically credited to credit card statement
- • • Low annual fee of ₹499 easily waived at ₹2 Lakh annual spend
- • • 4 complimentary domestic airport lounge visits per calendar year
- • Base Rewards: 1% NeuCoins per ₹100 (1% NeuCoins on all non-Tata brands and RuPay UPI merchant transactions)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Annual renewal fee of ₹499
- • Reward exclusion on fuel purchases and wallet load transactions
- • • 5% utility cashback requires an Android device with Google Pay
- • • Rent (MCC 6513) and wallet loads (MCC 6540) do not count toward fee-waiver spend
- • • New 1% surcharge on utility spends exceeding ₹25,000/cycle and wallet loads above ₹10,000/cycle
- • • Standard 3.5% foreign currency markup plus 3.5% DCC markup
- • Annual renewal fee of ₹499
- • Reward exclusion on fuel purchases and wallet load transactions