Tata Neu Plus HDFC Bank Credit Card
Updated on August 19, 2026
🎖️Reward Rate
1% NeuCoins on all retail transactions and UPI payments (1 NeuCoin = ₹1.00).
Overview
Save big on every Tata purchase. Get up to 7% NeuCoins (2% on card + 5% on Tata Neu App with NeuPass) across BigBasket, Croma, Tata 1mg, Air India, Tata CLiQ, Westside, and 1% NeuCoins on RuPay UPI merchant QR scans.
Rewards
Reward Type
Reward Points
Reward Rate
1% NeuCoins on all retail transactions and UPI payments (1 NeuCoin = ₹1.00).
Welcome Benefit
499 NeuCoins (Worth ₹499) on card activation.
Milestone Benefit
Annual renewal fee waiver on spending ₹1,00,000 annual spend
Redemption
1 NeuCoin = ₹1.00. 100% redeemable across all Tata platforms with zero caps and zero fees.
Benefits
- Up to 7% NeuCoins (2% on Card + 5% on Tata Neu App with NeuPass) on BigBasket, Croma, Tata 1mg, Air India, Tata CLiQ, Titan, and Westside
- 1% NeuCoins on all RuPay UPI merchant QR code transactions via Tata Neu, Google Pay, PhonePe, and Paytm
- 1% NeuCoins on all other domestic retail swipes and non-Tata purchases (1 NeuCoin = ₹1.00 hard cash value)
- 499 NeuCoins Welcome Gift upon payment of the joining fee and first transaction within 30 days
- 4 Complimentary Domestic Airport Lounge visits per calendar year (1 visit per calendar quarter)
- 1% Fuel Surcharge Waiver on all transactions between ₹400 and ₹5,000 across India
- 1 NeuCoin = ₹1.00 direct hard value at checkout on BigBasket groceries and Croma electronics.
- 1% flat NeuCoins on all RuPay UPI QR scans.
- 4 Domestic airport lounge visits per year.
Things to Know Before you apply
Tata Neu Plus HDFC Bank Credit Card Eligibility Criteria
- Age: 21–65 years
- Salaried: > ₹25,000/month; Self-Employed: ITR > ₹5,00,000
- Salaried & Self-Employed Individuals
- Resident Indian
Tata Neu Plus HDFC Bank Credit Card Customer Care
- Toll Free: 1800 1600 / 1800 2600
- Landline: +91 22 6160 6161
- Concierge Service: customerservices.cards@hdfcbank.com
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹499 |
| Annual Fee | ₹499 |
| Foreign Currency Mark-up Fee | 3.5% |
| Cash Advance Fee | 2.5% (Min ₹500) |
Fee waiver: ₹1,00,000 annual spend
PaisaSimple Review
Overall Rating
4.5/5What do we like about this card?
The Tata Neu Plus HDFC Bank Credit Card issued by HDFC Bank is a top choice in India for targeted category spend. It features 3.50% + GST forex markup and generous reward multipliers.
Pros
- • 1 NeuCoin = ₹1.00 direct hard value at checkout on BigBasket groceries and Croma electronics.
- • 1% flat NeuCoins on all RuPay UPI QR scans.
- • 4 Domestic airport lounge visits per year.
Cons
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
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- • 499 NeuCoins (Worth ₹499) on card activation.
- • ₹1,500 My Cash + ₹2,500 MMT Holiday Voucher.
- • Complimentary activation bonus upon fee payment and card onboarding
- • 1% NeuCoins on all retail transactions and UPI payments (1 NeuCoin = ₹1.00).
- • 1.25 My Cash per ₹200 spent on non-MMT retail transactions (0.625% direct cash return).
- • Accelerated reward points on eligible merchant transactions
- • 1 NeuCoin = ₹1.00 direct hard value at checkout on BigBasket groceries and Croma electronics.
- • 1% flat NeuCoins on all RuPay UPI QR scans.
- • 4 Domestic airport lounge visits per year.
- • ₹4,000 welcome value instantly offsets the ₹2,500 joining fee with surplus ₹1,500 profit.
- • Zero annual renewal fee (Lifetime Free after joining).
- • 8 Domestic airport lounges + 4 Railway lounges per year.
- • High value reward program
- • Wide merchant acceptance
- • Convenient digital management
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified