RBL Bank ShopRite Credit Card
Verified · August 27, 2026
4.9/5.0
Updated on August 27, 2026
🎖️Reward Rate
Base Rewards: 1 Reward Point per ₹100 (1 Reward Point per ₹100 spent on all regular retail purchases)
Overview
RBL Bank ShopRite Credit Card by RBL Bank provides premium value tailored for Cashback/Shopping cardholders.
Rewards
Reward Type
Cashback
Reward Rate
- • Base Rewards: 1 Reward Point per ₹100 (1 Reward Point per ₹100 spent on all regular retail purchases)
- • Accelerated Rewards: 20 Reward Points per ₹100 spent on Grocery shopping (5% Value back, Max 1,000 RP/month)
- • 10 Reward Points per ₹100 on Fuel purchases (2.5% Value back, Max 1,000 RP/month)
- • Excluded Categories: Wallet load transactions
- • Cash withdrawals
- • Jewellery purchases
Welcome Benefit
2,000 Bonus Reward Points (worth ₹500) upon making your first transaction within 30 days of card issuance and payment of the joining fee.; Qualification Criteria: Make 1st purchase within 30 days; Pay annual membership fee by due date; Fulfillment Timeline: Credited within 60 days of card issuance
Milestone Benefit
Spend ₹1.5 Lakhs (Annual): 100% Annual Renewal Fee Waiver (₹500 saved) upon spending ₹1.5 Lakhs in previous year; Annual Fee Waiver: Spend ₹1,50,000 or more in preceding 12 months for 100% annual renewal fee waiver
Redemption
- • Redeem points for shopping vouchers, electronics and lifestyle goods on RBL Rewards catalog at 1 RP = ₹0.25
- • Mobile recharge and utility bill payments
- • Statement credit balance settlement
Benefits
- Fuel Surcharge Waiver: 1% (Max waiver ₹100 per month) on fuel transactions between ₹500 and ₹4000
- 10% Discount on BookMyShow: Get 10% discount on movie tickets on BookMyShow up to ₹100 per transaction, valid up to 15 times a calendar year (Savings up to ₹1,500/year). (Up to 15 times/year
- Max ₹100 discount per booking) [Partners: BookMyShow]
- Fuel Surcharge Waiver & 2.5% Valueback: 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000 (up to ₹100/month) plus 10 Reward Points per ₹100 on fuel stations. (Max waiver ₹100/month
- Max fuel reward 1,000 RP/month) [Partners: Fuel Stations]
Things to Know Before you apply
RBL Bank ShopRite Credit Card Eligibility Criteria
- Age: 21–65 years
- Salaried: Net monthly income > ₹25,000; Self-Employed: Annual ITR > ₹3,50,000
- Salaried & Self-Employed Individuals
- Resident Indian
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹500 |
| Annual Fee | ₹500 |
| Foreign Currency Mark-up Fee | 3.5% |
| Cash Advance Fee | 2.5% of withdrawn amount (Min ₹500) |
Fee waiver: Spend ₹1,50,000 or more in preceding 12 months for 100% annual renewal fee waiver
PaisaSimple Review
Overall Rating
4.9/5What do we like about this card?
RBL Bank ShopRite Credit Card issued by RBL Bank is one of India's leading credit cards for Cashback/Shopping spends, featuring competitive reward earning and verified travel perks.
Pros
- • Base Rewards: 1 Reward Point per ₹100 (1 Reward Point per ₹100 spent on all regular retail purchases)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
Cons
- • Annual renewal fee of ₹500
- • Reward exclusion on fuel purchases and wallet load transactions
Compare with Similar Cards
Rating
4.9/5
5.0/5
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Best Suited for
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Cashback
Fee Details
Joining Fee
₹500
Annual/Renewal Fee
₹500
Joining Fee
₹500
Annual/Renewal Fee
₹500
Joining Fee
₹500
Annual/Renewal Fee
₹500
Welcome Benefit
- • 2,000 Bonus Reward Points (worth ₹500) upon making your first transaction within 30 days of card issuance and payment of the joining fee.
- • Qualification Criteria: Make 1st purchase within 30 days
- • Pay annual membership fee by due date
- • Fulfillment Timeline: Credited within 60 days of card issuance
- • ₹500 Flipkart voucher + ₹100 Swiggy discount + ₹500 Myntra discount on first transaction within 30 days
- • Qualification Criteria: First card swipe within 30 days
- • Fulfillment Timeline: 30 days
- • Amazon eVoucher worth ₹250 on the first transaction within the first 30 days of card issuance. Offer is not applicable for cards issued without Joining Fee.
Reward/Cashback Rate
- • Base Rewards: 1 Reward Point per ₹100 (1 Reward Point per ₹100 spent on all regular retail purchases)
- • Accelerated Rewards: 20 Reward Points per ₹100 spent on Grocery shopping (5% Value back, Max 1,000 RP/month)
- • 10 Reward Points per ₹100 on Fuel purchases (2.5% Value back, Max 1,000 RP/month)
- • Excluded Categories: Wallet load transactions
- • Cash withdrawals
- • Jewellery purchases
- • Base Rewards: 5% Cashback per ₹100 (5% unlimited cashback on Flipkart & Myntra)
- • 4% Cashback per ₹100 (4% cashback on preferred partner merchants (Swiggy, PVR, Uber, Tata 1mg, Cleartrip))
- • 1% Cashback per ₹100 (1% unlimited cashback on all other eligible retail spends)
- • Accelerated Rewards: Automatic direct credit to monthly credit card statement bill with zero minimum threshold
- • Excluded Categories: Fuel, Wallet loads, Rent, Education, Govt payments
- • Base Rewards: 25% Cashback per ₹100 (25% cashback on Airtel Mobile, Broadband, WiFi and DTH bill payments via Airtel Thanks App (capped at ₹250/mo))
- • 10% Cashback per ₹100 (10% cashback on utility bill payments (Electricity, Gas, Water) via Airtel Thanks App (capped at ₹250/mo))
- • 10% Cashback per ₹100 (10% cashback on Swiggy, Zomato & BigBasket (capped at ₹500/mo combined))
- • 1% Cashback per ₹100 (1% unlimited cashback on all other eligible spends)
- • Accelerated Rewards: Auto-credited directly to monthly statement bill
- • Excluded Categories: Fuel, Wallet loads, Rent, Education
Pros
- • Base Rewards: 1 Reward Point per ₹100 (1 Reward Point per ₹100 spent on all regular retail purchases)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Base Rewards: 5% Cashback per ₹100 (5% unlimited cashback on Flipkart & Myntra)
- • 4% Cashback per ₹100 (4% cashback on preferred partner merchants (Swiggy, PVR, Uber, Tata 1mg, Cleartrip))
- • 1% Cashback per ₹100 (1% unlimited cashback on all other eligible retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • 25% cashback on Airtel Mobile, Broadband, WiFi and DTH bill payments via Airtel Thanks App.
- • 10% cashback on eligible utility bill payments via Airtel Thanks App.
- • 1% base cashback on other eligible spends.
- • 10% value back on Zomato, Blinkit and District Movies, subject to the stated monthly cap and minimum order value conditions.
- • Annual fee of ₹500 can be waived when annual spends exceed ₹2,00,000, subject to stated exclusions.
- • 1% fuel surcharge waiver on eligible fuel transactions between ₹400 and ₹4,000, with maximum benefit up to ₹500 per statement.
- • Amazon eVoucher worth ₹250 on the first transaction within 30 days of card issuance, subject to the stated joining-fee condition.
- • Wednesday offers include up to 15% off flights and hotels via Goibibo and MakeMyTrip, 10% off Swiggy orders and 10% off up to ₹1,000 on Tira.
- • Transactions of ₹1,500 or more can be converted into EMI by contacting Axis Bank.
Cons
- • Annual renewal fee of ₹500
- • Reward exclusion on fuel purchases and wallet load transactions
- • Annual renewal fee of ₹500
- • Reward exclusion on fuel purchases and wallet load transactions
- • Joining fee is ₹500.
- • Annual fee is ₹500 from the second year onward unless the stated spend-based waiver is achieved.
- • Airtel and utility cashback caps are linked to base cashback earned during the same statement month rather than a fixed monthly rupee cap.
- • Zomato and Blinkit value back has a minimum order value of ₹499.
- • Foreign currency transaction fee is 3.50% of the transaction value.
- • Finance charges are 3.75% per month (55.55% per annum) on retail purchases and cash.
- • Cash withdrawal fee is minimum ₹500, up to 2.5% of the cash withdrawal amount.
- • Certain transaction categories carry a 1% fee after the stated thresholds, including wallet loads, fuel and utilities
- • education via third-party apps carries a 1% per-transaction fee.
- • No cashback is earned on fuel transactions.
- • The ₹250 welcome eVoucher is not applicable for cards issued without Joining Fee.