Airtel Axis Bank Credit Card
CashbackVerified · August 25, 2026
5.0/5.0
Updated on August 25, 2026
🎖️Reward Rate
Base Rewards: 25% Cashback per ₹100 (25% cashback on Airtel Mobile, Broadband, WiFi and DTH bill payments via Airtel Thanks App (capped at ₹250/mo))
Overview
Airtel Axis Bank Credit Card with cashback on Airtel bill payments, utility bill payments via Airtel Thanks App, 1% base cashback on other eligible spends, and 10% value back on Zomato, Blinkit and District Movies.
Rewards
Reward Type
Cashback
Reward Rate
- • Base Rewards: 25% Cashback per ₹100 (25% cashback on Airtel Mobile, Broadband, WiFi and DTH bill payments via Airtel Thanks App (capped at ₹250/mo))
- • 10% Cashback per ₹100 (10% cashback on utility bill payments (Electricity, Gas, Water) via Airtel Thanks App (capped at ₹250/mo))
- • 10% Cashback per ₹100 (10% cashback on Swiggy, Zomato & BigBasket (capped at ₹500/mo combined))
- • 1% Cashback per ₹100 (1% unlimited cashback on all other eligible spends)
- • Accelerated Rewards: Auto-credited directly to monthly statement bill
- • Excluded Categories: Fuel, Wallet loads, Rent, Education
Welcome Benefit
Amazon eVoucher worth ₹250 on the first transaction within the first 30 days of card issuance. Offer is not applicable for cards issued without Joining Fee.
Milestone Benefit
Annual fee waiver on annual spends greater than ₹2,00,000, excluding rent transactions (MCC 6513) and wallet load transactions (MCC 6540) from qualifying spend.
Redemption
Cashback is directly credited in the credit card statement.
Benefits
- 25% cashback on Airtel Mobile, Broadband, WiFi and DTH bill payments via Airtel Thanks App
- 10% cashback on eligible utility bill payments via Airtel Thanks App
- 1% cashback/base cashback on other spends subject to excluded MCC categories
- 10% value back on Zomato, Blinkit and District Movies
- 1% fuel surcharge waiver on eligible fuel transactions
- Amazon eVoucher worth ₹250 on the first transaction within 30 days of card issuance
- Wednesday offers including up to 15% off flights and hotels via Goibibo and MakeMyTrip, 10% off Swiggy orders, and 10% off up to ₹1,000 on Tira
- transactions of ₹1,500 or more can be converted to EMI by contacting Axis Bank.
Things to Know Before you apply
Airtel Axis Bank Credit Card Eligibility Criteria
- Age: 18–70 years
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- Resident of India.
Airtel Axis Bank Credit Card Customer Care
- Toll Free: 1800 1200
- Landline: +91 22 6600 6600
- Concierge Service: customer.care@bank.com
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹500 |
| Annual Fee | ₹500 |
| Foreign Currency Mark-up Fee | 3.5% |
| Cash Advance Fee | 2.5% (min ₹500) |
Fee waiver: Spend ₹2,00,000 or more in preceding 12 months for fee waiver
PaisaSimple Review
Overall Rating
5.0/5What do we like about this card?
The official Axis Bank page currently lists a ₹500 joining fee and ₹500 annual fee from the second year, with annual fee waiver on annual spends greater than ₹2,00,000 subject to stated exclusions. Current benefits include 25% cashback on eligible Airtel payments via Airtel Thanks App, 10% cashback on eligible utility bills via Airtel Thanks App, 1% base cashback on other eligible spends, 10% value back on Zomato, Blinkit and District Movies, fuel surcharge waiver, a ₹250 Amazon eVoucher welcome benefit, Wednesday offers and EMI conversion for transactions of ₹1,500 or more.
Pros
- • 25% cashback on Airtel Mobile, Broadband, WiFi and DTH bill payments via Airtel Thanks App.
- • 10% cashback on eligible utility bill payments via Airtel Thanks App.
- • 1% base cashback on other eligible spends.
- • 10% value back on Zomato, Blinkit and District Movies, subject to the stated monthly cap and minimum order value conditions.
- • Annual fee of ₹500 can be waived when annual spends exceed ₹2,00,000, subject to stated exclusions.
- • 1% fuel surcharge waiver on eligible fuel transactions between ₹400 and ₹4,000, with maximum benefit up to ₹500 per statement.
- • Amazon eVoucher worth ₹250 on the first transaction within 30 days of card issuance, subject to the stated joining-fee condition.
- • Wednesday offers include up to 15% off flights and hotels via Goibibo and MakeMyTrip, 10% off Swiggy orders and 10% off up to ₹1,000 on Tira.
- • Transactions of ₹1,500 or more can be converted into EMI by contacting Axis Bank.
Cons
- • Joining fee is ₹500.
- • Annual fee is ₹500 from the second year onward unless the stated spend-based waiver is achieved.
- • Airtel and utility cashback caps are linked to base cashback earned during the same statement month rather than a fixed monthly rupee cap.
- • Zomato and Blinkit value back has a minimum order value of ₹499.
- • Foreign currency transaction fee is 3.50% of the transaction value.
- • Finance charges are 3.75% per month (55.55% per annum) on retail purchases and cash.
- • Cash withdrawal fee is minimum ₹500, up to 2.5% of the cash withdrawal amount.
- • Certain transaction categories carry a 1% fee after the stated thresholds, including wallet loads, fuel and utilities
- • education via third-party apps carries a 1% per-transaction fee.
- • No cashback is earned on fuel transactions.
- • The ₹250 welcome eVoucher is not applicable for cards issued without Joining Fee.
Compare with Similar Cards
Rating
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4.5/5
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Best Suited for
Cashback
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Fee Details
Joining Fee
₹500
Annual/Renewal Fee
₹500
Joining Fee
₹3,000
Annual/Renewal Fee
₹500
Joining Fee
₹500
Annual/Renewal Fee
₹500
Welcome Benefit
- • Amazon eVoucher worth ₹250 on the first transaction within the first 30 days of card issuance. Offer is not applicable for cards issued without Joining Fee.
- • Most Important Terms and Conditions
- • HDFC Bank Credit Card holders must activate their Credit Cards within 30 days from the Card Open Date, as per ‘Master Direction – Credit and Debit Card – Issuance and Conduct Directions, 2022’ dated April 21, 2022, realised by Reserve Bank of India (RBI). In case the Credit Card is not activated within 30 days of the card opening date, a grace period of 7 days will be given to activate the card with the below-mentioned modes. At the end of the 37th day, the card will be closed.
- • Kindly refer to the FAQ to know the process of activating the card.
- • ₹500 Flipkart voucher + ₹100 Swiggy discount + ₹500 Myntra discount on first transaction within 30 days
- • Qualification Criteria: First card swipe within 30 days
- • Fulfillment Timeline: 30 days
Reward/Cashback Rate
- • Base Rewards: 25% Cashback per ₹100 (25% cashback on Airtel Mobile, Broadband, WiFi and DTH bill payments via Airtel Thanks App (capped at ₹250/mo))
- • 10% Cashback per ₹100 (10% cashback on utility bill payments (Electricity, Gas, Water) via Airtel Thanks App (capped at ₹250/mo))
- • 10% Cashback per ₹100 (10% cashback on Swiggy, Zomato & BigBasket (capped at ₹500/mo combined))
- • 1% Cashback per ₹100 (1% unlimited cashback on all other eligible spends)
- • Accelerated Rewards: Auto-credited directly to monthly statement bill
- • Excluded Categories: Fuel, Wallet loads, Rent, Education
- • Maximize savings every year on Marriott Bonvoy stays.
- • ₹ 25,600
- • Base Rewards: 5% Cashback per ₹100 (5% unlimited cashback on Flipkart & Myntra)
- • 4% Cashback per ₹100 (4% cashback on preferred partner merchants (Swiggy, PVR, Uber, Tata 1mg, Cleartrip))
- • 1% Cashback per ₹100 (1% unlimited cashback on all other eligible retail spends)
- • Accelerated Rewards: Automatic direct credit to monthly credit card statement bill with zero minimum threshold
- • Excluded Categories: Fuel, Wallet loads, Rent, Education, Govt payments
Pros
- • 25% cashback on Airtel Mobile, Broadband, WiFi and DTH bill payments via Airtel Thanks App.
- • 10% cashback on eligible utility bill payments via Airtel Thanks App.
- • 1% base cashback on other eligible spends.
- • 10% value back on Zomato, Blinkit and District Movies, subject to the stated monthly cap and minimum order value conditions.
- • Annual fee of ₹500 can be waived when annual spends exceed ₹2,00,000, subject to stated exclusions.
- • 1% fuel surcharge waiver on eligible fuel transactions between ₹400 and ₹4,000, with maximum benefit up to ₹500 per statement.
- • Amazon eVoucher worth ₹250 on the first transaction within 30 days of card issuance, subject to the stated joining-fee condition.
- • Wednesday offers include up to 15% off flights and hotels via Goibibo and MakeMyTrip, 10% off Swiggy orders and 10% off up to ₹1,000 on Tira.
- • Transactions of ₹1,500 or more can be converted into EMI by contacting Axis Bank.
- • Maximize savings every year on Marriott Bonvoy stays.
- • ₹ 25,600
- • Additional Features
- • High value reward program
- • Wide merchant acceptance
- • Base Rewards: 5% Cashback per ₹100 (5% unlimited cashback on Flipkart & Myntra)
- • 4% Cashback per ₹100 (4% cashback on preferred partner merchants (Swiggy, PVR, Uber, Tata 1mg, Cleartrip))
- • 1% Cashback per ₹100 (1% unlimited cashback on all other eligible retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
Cons
- • Joining fee is ₹500.
- • Annual fee is ₹500 from the second year onward unless the stated spend-based waiver is achieved.
- • Airtel and utility cashback caps are linked to base cashback earned during the same statement month rather than a fixed monthly rupee cap.
- • Zomato and Blinkit value back has a minimum order value of ₹499.
- • Foreign currency transaction fee is 3.50% of the transaction value.
- • Finance charges are 3.75% per month (55.55% per annum) on retail purchases and cash.
- • Cash withdrawal fee is minimum ₹500, up to 2.5% of the cash withdrawal amount.
- • Certain transaction categories carry a 1% fee after the stated thresholds, including wallet loads, fuel and utilities
- • education via third-party apps carries a 1% per-transaction fee.
- • No cashback is earned on fuel transactions.
- • The ₹250 welcome eVoucher is not applicable for cards issued without Joining Fee.
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
- • Annual renewal fee of ₹500
- • Reward exclusion on fuel purchases and wallet load transactions