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RBL Bank Cookies Credit Card

Verified · August 20, 2026
4.5/5.0

Updated on August 20, 2026

RBL Bank Cookies Credit Card

🎖️Reward Rate

Earn 1 Reward Point for every INR 100 spent on eligible categories.

Overview

Cookies credit card by RBL Bank comes packed with offers on movies, dining & cab rides. Avail exciting offers on Amazon, BookMyShow, Zomato, Uber & more. Apply now for Cookies Card!

Rewards

Reward Type

Cashback

Reward Rate

  • Earn 1 Reward Point for every INR 100 spent on eligible categories.
  • 5X Reward Points on online spends.

Welcome Benefit

A welcome gift voucher of INR 1,000 serves as the first step in the Cookies Credit Card’s rewarding experience. Choose from Croma, Myntra, Amazon, Flipkart, and Shoppers Stop!*; *Make a transaction within 30 days of the card's issuance, to avail this benefit. Only full fee cardholders are eligible for this benefit upon paying membership fee. Voucher shall be mailed to cardholder within 60 days of the card’s issuance.

Milestone Benefit

For more details on milestone program, please refer terms and conditions

Redemption

Redeem for flight/hotel bookings, brand vouchers, and statement cash credit

Benefits

  • 10% instant discount up to INR 300 per month on BookMyShow. Avail this benefit on the BookMyShow app/website.
  • Movie benefit is applicable once a month. For details refer terms and conditions .
  • How to apply?
  • Conclusion (CTA)
  • ShopRite Credit Card journey starts with 2,000 Reward Points
  • Simple steps to get your welcome gift:
  • ShopRite Credit Card journey starts with 2,000 Reward Points
  • Simple steps to get your welcome gift:

Things to Know Before you apply

RBL Bank Cookies Credit Card Eligibility Criteria

  • Age: 21–65 years
  • Salaried: > ₹35,000/month; Self-Employed: ITR > ₹6,00,000
  • Salaried & Self-Employed Individuals
  • Resident Indian

Fees & Charges

ParticularsAmount
Joining Fee₹100
Annual FeeFree
Foreign Currency Mark-up Fee3.5%
Cash Advance Fee2.5% (Min ₹500)

Fee waiver: N/A

PaisaSimple Review

Overall Rating

4.5/5

What do we like about this card?

The Cookies Credit Card - Apply for Cookies Card Online; RBL Bank issued by RBL Bank is a top choice in India for everyday transactions and cashback. It features 3.5% forex markup and generous reward multipliers.

Pros

  • Earn 1 Reward Point for every INR 100 spent on eligible categories.
  • 5X Reward Points on online spends.
  • Start maximizing your savings today with 10% savings on your Food, Fashion and Travel spends.
  • High value reward program
  • Wide merchant acceptance

Cons

  • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified

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Fee Details

Joining Fee

₹100

Annual/Renewal Fee

Free

Lowest fees

Joining Fee

₹499

Annual/Renewal Fee

₹499

Joining Fee

₹499

Annual/Renewal Fee

₹499

Welcome Benefit
  • A welcome gift voucher of INR 1,000 serves as the first step in the Cookies Credit Card’s rewarding experience. Choose from Croma, Myntra, Amazon, Flipkart, and Shoppers Stop!*
  • *Make a transaction within 30 days of the card's issuance, to avail this benefit. Only full fee cardholders are eligible for this benefit upon paying membership fee. Voucher shall be mailed to cardholder within 60 days of the card’s issuance.
  • 500 joining bonus reward points on spend of ₹5,000 or more within 60 days of card issuance
  • Complimentary welcome voucher worth ₹500 from premium retail partners upon completion of first transaction within 30 days.
  • Qualification Criteria: First card swipe within 30 days of issuance
  • Fulfillment Timeline: Dispatched via SMS within 45 days
Reward/Cashback Rate
  • Earn 1 Reward Point for every INR 100 spent on eligible categories.
  • 5X Reward Points on online spends.
  • 24 Reward Points per ₹150 on fuel purchases at HPCL retail outlets, LPG purchases and via HP Pay App (up to 5% savings)
  • 10 Reward Points per ₹150 on utility & departmental store spends (up to 2% savings)
  • 2 Reward Points per ₹150 on all other categories
  • Accelerated points and fuel surcharge waiver apply only at eligible HPCL fuel outlets
  • Base Rewards: 1.5 Reward Points per ₹100 (1.5 Reward Points per ₹100 on domestic retail transactions)
  • Accelerated Rewards: Earn 6 Reward Points per ₹100 spent on International purchases (4X Accelerated Earning)
  • Excluded Categories: Fuel purchases
  • Wallet loads
  • EMI transactions
  • Government payments
Pros
  • Earn 1 Reward Point for every INR 100 spent on eligible categories.
  • 5X Reward Points on online spends.
  • Start maximizing your savings today with 10% savings on your Food, Fashion and Travel spends.
  • High value reward program
  • Wide merchant acceptance
  • Up to 5% savings on HPCL fuel, LPG and HP Pay App transactions
  • Low ₹499 joining and annual fee
  • 4 complimentary domestic lounge visits per year
  • Annual fee waiver on ₹50,000 spend
  • Base Rewards: 1.5 Reward Points per ₹100 (1.5 Reward Points per ₹100 on domestic retail transactions)
  • Forex markup rate of 1.5%
  • Airport lounge and lifestyle dining privileges
  • Value-packed milestone rewards on annual spend
Cons
  • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
  • Accelerated rewards and surcharge waiver limited to eligible HPCL outlets
  • Age eligibility differs by employment type (21–60 salaried, 24–65 self-employed)
  • No specific minimum income figure disclosed
  • Annual renewal fee of ₹499
  • Reward exclusion on fuel purchases and wallet load transactions