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HDFC Bank Marriott Bonvoy Credit Card

Verified · August 20, 2026
4.5/5.0

Updated on August 20, 2026

HDFC Bank Marriott Bonvoy Credit Card

🎖️Reward Rate

Maximize savings every year on Marriott Bonvoy stays.

Overview

Apply for HDFC Bank Marriott Bonvoy Credit Card & get Marriott Bonvoy Silver Elite Status. Enjoy free night stays, complimentary Golf Course & Airport Lounge access.

Rewards

Reward Type

Cashback

Reward Rate

  • Maximize savings every year on Marriott Bonvoy stays.
  • ₹ 25,600

Welcome Benefit

Most Important Terms and Conditions; HDFC Bank Credit Card holders must activate their Credit Cards within 30 days from the Card Open Date, as per ‘Master Direction – Credit and Debit Card – Issuance and Conduct Directions, 2022’ dated April 21, 2022, realised by Reserve Bank of India (RBI). In case the Credit Card is not activated within 30 days of the card opening date, a grace period of 7 days will be given to activate the card with the below-mentioned modes. At the end of the 37th day, the card will be closed.; Kindly refer to the FAQ to know the process of activating the card.

Milestone Benefit

1 Free Night Award on Eligible Spend of INR 6 lakhs in an Anniversary Year*; 1 Free Night Award on Eligible Spend of INR 9 lakhs in an Anniversary Year*; 1 Free Night Award on Eligible Spend of INR 15 lakhs in an Anniversary Year*; 1 Free Night Award and 10 Elite Night Credits on eligible spend transaction of Rs.500 or fee levy on the card; Note: Each Free Night Award (valid for 12months) can be redeemed for a one-night stay, inclusive of room rate and applicable taxes, at hotels participating in Marriott Bonvoy® with a redemption level up to 15,000 Marriott Bonvoy® Points. To know more about Milestone Benefit Click Here; 12 Complimentary access within India (both at domestic and international terminals) using the Marriott Bonvoy® HDFC Bank Credit Card each year; Complimentary access within India (both at domestic and international terminals) every year. To view list of Domestic lounges, Click Here; Complimentary access outside India every year. To view list of International Lounges, visit DCI travel tool app

Redemption

Redeem for flight/hotel bookings, brand vouchers, and statement cash credit

Benefits

  • Welcome Benefits
  • In a single minimum transaction of Rs. 500 within 90 days of card open date or on card fee levy the customers would receive the following benefits*: - 1 Free Night Award (valued at 15,000 Marriott Bonvoy Points) - 10 Elite Night Credits* - Silver Elite Status
  • Marriott Bonvoy Reward Points Benefit / Reward Benefits
  • Earn 8 Marriott Bonvoy Points per Rs. 150 spent at hotels participating in Marriott Bonvoy*
  • - Earn 4 Marriott Bonvoy Points per Rs. 150 spent on Travel, Dining & Entertainment*
  • - Earn 2 Marriott Bonvoy® Points per Rs. 150 spent on all other applicable purchases*
  • Credit Benefits
  • Up to 50 days of interest-free Credit from the date of purchase*
  • Complimentary access outside India every year. To view list of International Lounges, visit DCI travel tool app .
  • *Terms & Conditions Apply - Click Here
  • Delay or loss of checked-in baggage cover of up to $250
  • Loss of travel documents cover of up to $250
  • Flight delay cover of up to $250
  • Air accidental cover of up to $12,500
  • Emergency medical expenses up to $18,750
  • Credit shield of up to INR100,000
  • Loss liability cover of up to INR 900,000
  • Click here to update your nominee details
  • Click here to know more about insurance details
  • Up to 50 days of interest-free Credit from the date of purchase*
  • Ability to convert large transactions to a SmartEMI after purchase
  • Contactless payments* to improve your purchase experience
  • Protection against fraudulent transactions made on your Credit Card*
  • Simple card management via HDFC Bank MyCards
  • Get access to 2 Complimentary golf lessons per quarter at select Driving ranges in India. Each Golf lesson will span a minimum of 30 minutes and will be inclusive of:
  • - Green Fees to access the golf course or driving range, for the lesson
  • - Cost of instructor's fees
  • - Range golf balls at 50 golf balls per lesson
  • Get 2 Complimentary Golf course access per quarter at select premium golf courses in India and golf courses internationally.
  • Get access to Golf Concierge Assistance services, available 9a.m to 9p.m every day call 18003093100
  • Terms and Conditions apply: Please read the detailed T&C and enjoy complimentary golf across the world.
  • Click here to see the list of domestic and international golf courses.
  • Contactless Payment
  • Concierge Service Avail of Concierge Services from 9: 00 AM to 9:00 PM by calling toll free: 18003093100 or email: support@marriotthdfcbank.com .
  • HDFC Bank Customer Service 24*7 Helpline- Toll-Free: 1800 266 3310 Landline: 022-6171 7606 (For customers travelling overseas)
  • Smart EMI Convert your big spends into EMI after purchase, click here .
  • With the Marriott Bonvoy Credit Card, you can earn InterMiles on all your retail expenses and flight bookings. Avail discounts on return flights booked at www.intermiles.com and enjoy renewal fee waivers. The card also provides comprehensive insurance protection and access to exclusive offers.
  • What benefits does a cardmember get on availing Fee Waiver/Lifetime Free car

Things to Know Before you apply

HDFC Bank Marriott Bonvoy Credit Card Eligibility Criteria

  • Age: 21–65 years
  • Salaried: > ₹35,000/month; Self-Employed: ITR > ₹6,00,000
  • Salaried & Self-Employed Individuals
  • Resident Indian

Fees & Charges

ParticularsAmount
Joining Fee₹3,000
Annual Fee₹500
Foreign Currency Mark-up Fee3.5%
Cash Advance Fee2.5% (Min ₹500)

Fee waiver: N/A

PaisaSimple Review

Overall Rating

4.5/5

What do we like about this card?

The Apply for Marriott Bonvoy Credit Card | HDFC Bank issued by HDFC Bank is a top choice in India for everyday transactions and cashback. It features 3.5% forex markup and generous reward multipliers.

Pros

  • Maximize savings every year on Marriott Bonvoy stays.
  • ₹ 25,600
  • Additional Features
  • High value reward program
  • Wide merchant acceptance

Cons

  • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified

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Best Suited for
Cashback
Fee Details

Joining Fee

₹3,000

Annual/Renewal Fee

₹500

Joining Fee

₹500

Annual/Renewal Fee

₹500

Joining Fee

₹500

Annual/Renewal Fee

₹500

Welcome Benefit
  • Most Important Terms and Conditions
  • HDFC Bank Credit Card holders must activate their Credit Cards within 30 days from the Card Open Date, as per ‘Master Direction – Credit and Debit Card – Issuance and Conduct Directions, 2022’ dated April 21, 2022, realised by Reserve Bank of India (RBI). In case the Credit Card is not activated within 30 days of the card opening date, a grace period of 7 days will be given to activate the card with the below-mentioned modes. At the end of the 37th day, the card will be closed.
  • Kindly refer to the FAQ to know the process of activating the card.
  • ₹500 Flipkart voucher + ₹100 Swiggy discount + ₹500 Myntra discount on first transaction within 30 days
  • Qualification Criteria: First card swipe within 30 days
  • Fulfillment Timeline: 30 days
  • Amazon eVoucher worth ₹250 on the first transaction within the first 30 days of card issuance. Offer is not applicable for cards issued without Joining Fee.
Reward/Cashback Rate
  • Maximize savings every year on Marriott Bonvoy stays.
  • ₹ 25,600
  • Base Rewards: 5% Cashback per ₹100 (5% unlimited cashback on Flipkart & Myntra)
  • 4% Cashback per ₹100 (4% cashback on preferred partner merchants (Swiggy, PVR, Uber, Tata 1mg, Cleartrip))
  • 1% Cashback per ₹100 (1% unlimited cashback on all other eligible retail spends)
  • Accelerated Rewards: Automatic direct credit to monthly credit card statement bill with zero minimum threshold
  • Excluded Categories: Fuel, Wallet loads, Rent, Education, Govt payments
  • Base Rewards: 25% Cashback per ₹100 (25% cashback on Airtel Mobile, Broadband, WiFi and DTH bill payments via Airtel Thanks App (capped at ₹250/mo))
  • 10% Cashback per ₹100 (10% cashback on utility bill payments (Electricity, Gas, Water) via Airtel Thanks App (capped at ₹250/mo))
  • 10% Cashback per ₹100 (10% cashback on Swiggy, Zomato & BigBasket (capped at ₹500/mo combined))
  • 1% Cashback per ₹100 (1% unlimited cashback on all other eligible spends)
  • Accelerated Rewards: Auto-credited directly to monthly statement bill
  • Excluded Categories: Fuel, Wallet loads, Rent, Education
Pros
  • Maximize savings every year on Marriott Bonvoy stays.
  • ₹ 25,600
  • Additional Features
  • High value reward program
  • Wide merchant acceptance
  • Base Rewards: 5% Cashback per ₹100 (5% unlimited cashback on Flipkart & Myntra)
  • 4% Cashback per ₹100 (4% cashback on preferred partner merchants (Swiggy, PVR, Uber, Tata 1mg, Cleartrip))
  • 1% Cashback per ₹100 (1% unlimited cashback on all other eligible retail spends)
  • Forex markup rate of 3.5%
  • Airport lounge and lifestyle dining privileges
  • Value-packed milestone rewards on annual spend
  • 25% cashback on Airtel Mobile, Broadband, WiFi and DTH bill payments via Airtel Thanks App.
  • 10% cashback on eligible utility bill payments via Airtel Thanks App.
  • 1% base cashback on other eligible spends.
  • 10% value back on Zomato, Blinkit and District Movies, subject to the stated monthly cap and minimum order value conditions.
  • Annual fee of ₹500 can be waived when annual spends exceed ₹2,00,000, subject to stated exclusions.
  • 1% fuel surcharge waiver on eligible fuel transactions between ₹400 and ₹4,000, with maximum benefit up to ₹500 per statement.
  • Amazon eVoucher worth ₹250 on the first transaction within 30 days of card issuance, subject to the stated joining-fee condition.
  • Wednesday offers include up to 15% off flights and hotels via Goibibo and MakeMyTrip, 10% off Swiggy orders and 10% off up to ₹1,000 on Tira.
  • Transactions of ₹1,500 or more can be converted into EMI by contacting Axis Bank.
Cons
  • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
  • Annual renewal fee of ₹500
  • Reward exclusion on fuel purchases and wallet load transactions
  • Joining fee is ₹500.
  • Annual fee is ₹500 from the second year onward unless the stated spend-based waiver is achieved.
  • Airtel and utility cashback caps are linked to base cashback earned during the same statement month rather than a fixed monthly rupee cap.
  • Zomato and Blinkit value back has a minimum order value of ₹499.
  • Foreign currency transaction fee is 3.50% of the transaction value.
  • Finance charges are 3.75% per month (55.55% per annum) on retail purchases and cash.
  • Cash withdrawal fee is minimum ₹500, up to 2.5% of the cash withdrawal amount.
  • Certain transaction categories carry a 1% fee after the stated thresholds, including wallet loads, fuel and utilities
  • education via third-party apps carries a 1% per-transaction fee.
  • No cashback is earned on fuel transactions.
  • The ₹250 welcome eVoucher is not applicable for cards issued without Joining Fee.