Axis Bank Atlas Credit Card
Updated on August 25, 2026
🎖️Reward Rate
Base Rewards: 2 EDGE Miles per ₹100 (2 EDGE Miles per ₹100 on general retail spends (2% value back))
Overview
Axis Bank Atlas Credit Card by Axis Bank provides premium value tailored for Travel Premium cardholders.
Rewards
Reward Type
Air Miles
Reward Rate
- • Base Rewards: 2 EDGE Miles per ₹100 (2 EDGE Miles per ₹100 on general retail spends (2% value back))
- • Accelerated Rewards: 5 EDGE Miles per ₹100 (5% value back) directly spent on Airlines and Hotels (direct website or Travel EDGE portal). 1:2 mile conversion to partner airmiles.
- • Excluded Categories: Fuel, Wallet loads, Rent, Insurance
Welcome Benefit
5,000 bonus EDGE Miles (worth 10,000 partner airmiles) upon first transaction within 30 days; Qualification Criteria: First card transaction within 30 days of issuance; Fulfillment Timeline: 30 days
Milestone Benefit
Spend ₹3 Lakhs (Annual): Gold Tier upgrade + 2,500 bonus EDGE Miles; Spend ₹7.5 Lakhs (Annual): Platinum Tier upgrade + 5,000 bonus EDGE Miles; Spend ₹15 Lakhs (Annual): 10,000 bonus EDGE Miles + ₹5,000 fee waiver; Annual Fee Waiver: Spend ₹15,00,000 or more in preceding 12 months for fee waiver
Redemption
- • 1 EDGE Mile = 2 Partner Airmiles / Hotel points across 16 airline & hotel partners (Singapore Airlines KrisFlyer, Qatar Airways, Accor Live Limitless, Turkish Miles&Smiles)
- • Travel EDGE bookings at 1 EDGE Mile = ₹1.00
Benefits
- Domestic Airport Lounge: 18 Tier-based: Silver (8), Gold (12), Platinum (18 visits per year) via Mastercard / Visa Lounge
- International Airport Lounge: 12 Tier-based: Silver (4), Gold (6), Platinum (12 visits per year) via Dreamfolks / Priority Pass
- Fuel Surcharge Waiver: 1% (Max waiver ₹400 per month)
- Atlas Tier Status (Silver, Gold, Platinum): Advance through Silver, Gold, and Platinum tiers to unlock increased lounge access and bonus milestone miles. (Tier status maintained for 1 full year) [Partners: Axis Atlas Program]
Things to Know Before you apply
Axis Bank Atlas Credit Card Eligibility Criteria
- Age: 21–70 years
- Salaried min ₹9,00,000 p.a.; Self-employed min ITR ₹12,00,000 p.a.
- Salaried & Self-Employed Individuals
- Resident Indian
Axis Bank Atlas Credit Card Customer Care
- Toll Free: 1800 1200
- Landline: +91 22 6600 6600
- Concierge Service: customer.care@bank.com
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹5,000 |
| Annual Fee | ₹5,000 |
| Foreign Currency Mark-up Fee | 3.5% |
| Cash Advance Fee | 2.5% (min ₹500) |
Fee waiver: Spend ₹15,00,000 or more in preceding 12 months for fee waiver
PaisaSimple Review
Overall Rating
4.9/5What do we like about this card?
Axis Bank Atlas Credit Card issued by Axis Bank is one of India's leading credit cards for Travel Premium spends, featuring competitive reward earning and verified travel perks.
Pros
- • Base Rewards: 2 EDGE Miles per ₹100 (2 EDGE Miles per ₹100 on general retail spends (2% value back))
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
Cons
- • Annual renewal fee of ₹5000
- • Reward exclusion on fuel purchases and wallet load transactions
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- • 5,000 bonus EDGE Miles (worth 10,000 partner airmiles) upon first transaction within 30 days
- • Qualification Criteria: First card transaction within 30 days of issuance
- • Fulfillment Timeline: 30 days
- • 1 Free Night Award (FNA) worth up to 15,000 points upon payment of joining fee + 10 Elite Night Credits + Complimentary Silver Elite Status
- • Qualification Criteria: Fee realization within 90 days
- • Fulfillment Timeline: Free Night Award credited to linked Marriott Bonvoy account within 24 hours of fee payment
- • 20,000 bonus Reward Points (Air India Flying Returns Miles) upon payment of joining fee within 15 days
- • Qualification Criteria: Payment of joining fee within 15 days
- • Fulfillment Timeline: 30 days post fee realization
- • Base Rewards: 2 EDGE Miles per ₹100 (2 EDGE Miles per ₹100 on general retail spends (2% value back))
- • Accelerated Rewards: 5 EDGE Miles per ₹100 (5% value back) directly spent on Airlines and Hotels (direct website or Travel EDGE portal). 1:2 mile conversion to partner airmiles.
- • Excluded Categories: Fuel, Wallet loads, Rent, Insurance
- • Base Rewards: 2 Marriott Bonvoy Points per ₹150 (2 MB Points per ₹150 on other retail spends)
- • Accelerated Rewards: 8 Marriott Bonvoy Points per ₹150 spent at participating Marriott Bonvoy hotel properties
- • 4 Marriott Bonvoy Points per ₹150 spent on Travel, Dining and Entertainment
- • Excluded Categories: Fuel, Wallet load, Rent, Government services
- • Base Rewards: 4 Reward Points per ₹100 (4 Reward Points per ₹100 on all standard retail spends)
- • Accelerated Rewards: Up to 30 Reward Points per ₹100 spent on Air India flight bookings (self & companion) booked via airindia.com / Air India app
- • Excluded Categories: Fuel, Wallet loads
- • Base Rewards: 2 EDGE Miles per ₹100 (2 EDGE Miles per ₹100 on general retail spends (2% value back))
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Base Rewards: 2 Marriott Bonvoy Points per ₹150 (2 MB Points per ₹150 on other retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Base Rewards: 4 Reward Points per ₹100 (4 Reward Points per ₹100 on all standard retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Annual renewal fee of ₹5000
- • Reward exclusion on fuel purchases and wallet load transactions
- • Annual renewal fee of ₹3000
- • Reward exclusion on fuel purchases and wallet load transactions
- • Annual renewal fee of ₹4999
- • Reward exclusion on fuel purchases and wallet load transactions