Air India SBI Signature Credit Card
Updated on August 25, 2026
🎖️Reward Rate
Base Rewards: 4 Reward Points per ₹100 (4 Reward Points per ₹100 on all standard retail spends)
Overview
Air India SBI Signature Credit Card by SBI Card provides premium value tailored for Co-brand/Travel cardholders.
Rewards
Reward Type
Air Miles
Reward Rate
- • Base Rewards: 4 Reward Points per ₹100 (4 Reward Points per ₹100 on all standard retail spends)
- • Accelerated Rewards: Up to 30 Reward Points per ₹100 spent on Air India flight bookings (self & companion) booked via airindia.com / Air India app
- • Excluded Categories: Fuel, Wallet loads
Welcome Benefit
20,000 bonus Reward Points (Air India Flying Returns Miles) upon payment of joining fee within 15 days; Qualification Criteria: Payment of joining fee within 15 days; Fulfillment Timeline: 30 days post fee realization
Milestone Benefit
Spend ₹5 Lakhs (Annual): 20,000 bonus Reward Points; Spend ₹10 Lakhs (Annual): Additional 30,000 bonus Reward Points + ₹4,999 renewal fee waiver; Spend ₹20 Lakhs (Annual): Additional 50,000 bonus Reward Points (Total up to 100,000 bonus miles annually); Annual Fee Waiver: Spend ₹10,00,000 or more in preceding 12 months for fee waiver
Redemption
- • Direct 1:1 conversion to Air India Flying Returns Maharaja Club Airmiles (1 RP = 1 Air India Flying Returns Mile)
- • Award flights and cabin upgrades across Star Alliance airline partners
Benefits
- Domestic Airport Lounge: 8 per year (2 per quarter) via Visa Signature Domestic Lounge Program
- Fuel Surcharge Waiver: 1% (Max waiver ₹250 per month)
- Complimentary Air India Flying Returns Membership: Automatic enrolment and integration with Air India Flying Returns Maharaja Club frequent flyer program. (1:1 auto-conversion of reward points into Flying Returns miles) [Partners: Air India, Star Alliance]
Things to Know Before you apply
Air India SBI Signature Credit Card Eligibility Criteria
- Age: 21–65 years
- Salaried min ₹60,000/month; Self-employed min ITR ₹10,00,000 p.a.
- Salaried & Self-Employed Individuals
- Resident Indian
Air India SBI Signature Credit Card Customer Care
- Toll Free: 1800 1200
- Landline: +91 22 6600 6600
- Concierge Service: customer.care@bank.com
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹4,999 |
| Annual Fee | ₹4,999 |
| Foreign Currency Mark-up Fee | 3.5% |
| Cash Advance Fee | 2.5% (min ₹500) |
Fee waiver: Spend ₹10,00,000 or more in preceding 12 months for fee waiver
PaisaSimple Review
Overall Rating
4.9/5What do we like about this card?
Air India SBI Signature Credit Card issued by SBI Card is one of India's leading credit cards for Co-brand/Travel spends, featuring competitive reward earning and verified travel perks.
Pros
- • Base Rewards: 4 Reward Points per ₹100 (4 Reward Points per ₹100 on all standard retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
Cons
- • Annual renewal fee of ₹4999
- • Reward exclusion on fuel purchases and wallet load transactions
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- • 20,000 bonus Reward Points (Air India Flying Returns Miles) upon payment of joining fee within 15 days
- • Qualification Criteria: Payment of joining fee within 15 days
- • Fulfillment Timeline: 30 days post fee realization
- • 5,000 bonus EDGE Miles (worth 10,000 partner airmiles) upon first transaction within 30 days
- • Qualification Criteria: First card transaction within 30 days of issuance
- • Fulfillment Timeline: 30 days
- • 1 Free Night Award (FNA) worth up to 15,000 points upon payment of joining fee + 10 Elite Night Credits + Complimentary Silver Elite Status
- • Qualification Criteria: Fee realization within 90 days
- • Fulfillment Timeline: Free Night Award credited to linked Marriott Bonvoy account within 24 hours of fee payment
- • Base Rewards: 4 Reward Points per ₹100 (4 Reward Points per ₹100 on all standard retail spends)
- • Accelerated Rewards: Up to 30 Reward Points per ₹100 spent on Air India flight bookings (self & companion) booked via airindia.com / Air India app
- • Excluded Categories: Fuel, Wallet loads
- • Base Rewards: 2 EDGE Miles per ₹100 (2 EDGE Miles per ₹100 on general retail spends (2% value back))
- • Accelerated Rewards: 5 EDGE Miles per ₹100 (5% value back) directly spent on Airlines and Hotels (direct website or Travel EDGE portal). 1:2 mile conversion to partner airmiles.
- • Excluded Categories: Fuel, Wallet loads, Rent, Insurance
- • Base Rewards: 2 Marriott Bonvoy Points per ₹150 (2 MB Points per ₹150 on other retail spends)
- • Accelerated Rewards: 8 Marriott Bonvoy Points per ₹150 spent at participating Marriott Bonvoy hotel properties
- • 4 Marriott Bonvoy Points per ₹150 spent on Travel, Dining and Entertainment
- • Excluded Categories: Fuel, Wallet load, Rent, Government services
- • Base Rewards: 4 Reward Points per ₹100 (4 Reward Points per ₹100 on all standard retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Base Rewards: 2 EDGE Miles per ₹100 (2 EDGE Miles per ₹100 on general retail spends (2% value back))
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Base Rewards: 2 Marriott Bonvoy Points per ₹150 (2 MB Points per ₹150 on other retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Annual renewal fee of ₹4999
- • Reward exclusion on fuel purchases and wallet load transactions
- • Annual renewal fee of ₹5000
- • Reward exclusion on fuel purchases and wallet load transactions
- • Annual renewal fee of ₹3000
- • Reward exclusion on fuel purchases and wallet load transactions