Air India SBI Signature Credit Card
Updated on August 25, 2026
🎖️Reward Rate
Rewards — Earn Rate - Accelerated Rate — Air India Bookings: 10 Reward Points per ₹100 spent on Air India tickets booked via website, app, booking offices, or call centres (incl. Super Saver tickets for self and others)
Overview
Air India SBI Signature Credit Card by SBI Card provides premium value tailored for Co-brand/Travel cardholders.
Rewards
Reward Type
Air Miles
Reward Rate
- • Rewards — Earn Rate - Accelerated Rate — Air India Bookings: 10 Reward Points per ₹100 spent on Air India tickets booked via website, app, booking offices, or call centres (incl. Super Saver tickets for self and others)
- • Overall Rating - Reward Program Type: Reward Points, convertible 1:1 to Air India Maharaja/Flying Returns miles
Welcome Benefit
20,000 Reward Points on payment of Joining Fee (no stated time limit in the Benefits/Privileges tabs reviewed); Complimentary membership of Air India Maharaja Club (Air India Maharaja Points)
Milestone Benefit
Enjoy an anniversary gift of 5,000 Reward Points every year; Up to 1,00,000 bonus Reward Points annually: 20,000 pts on ₹5L annual spend; 30,000 pts on ₹10L; 50,000 pts on ₹20L
Redemption
- • 1 Reward Point = 1 Air India Maharaja Point
- • Converted within 7 working days of request
- • minimum redemption 5,000 points in multiples of 5,000
- • conversion is irreversible once done
- • Not explicitly listed beyond mile conversion on pages reviewed
Benefits
- Lounge Benefits - Programme / Structure: Complimentary membership to Priority Pass Program worth $99
- complimentary Visa Access Program at major domestic airports in India (no visit count shown in tabs reviewed)
- Fuel Surcharge - Waiver Rate: 1% fuel surcharge waiver
- Fuel Surcharge - Transaction Range: Between ₹500 and ₹4,000, at all petrol pumps across India
- Fuel Surcharge - Maximum Waiver: ₹250 per statement cycle, per credit card account
- Other Features - Lost Card Liability Cover: Complimentary cover of ₹1 lakh
- applicable from 48 hours prior to reporting of loss till 7 days post-reporting
- Other Features - Global Acceptance: Accepted at 2 million+ Visa outlets worldwide, incl. 2,85,000+ in India
- Other Features - Cash Access Abroad: Withdraw cash from 1 million+ Visa ATMs worldwide (incl. 18,000+ in India)
- also 10,000 SBI ATMs across 100 Indian cities
- Other Features - Flexipay EMI: Convert purchases into EMI
- applicable on transactions of ₹2,500 or more
Things to Know Before you apply
Air India SBI Signature Credit Card Eligibility Criteria
- Age: 21–65 years
- Salaried min ₹60,000/month; Self-employed min ITR ₹10,00,000 p.a.
- Salaried & Self-Employed Individuals
- Resident Indian
Air India SBI Signature Credit Card Customer Care
- Toll Free: 1800 1200
- Landline: +91 22 6600 6600
- Concierge Service: customer.care@bank.com
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹4,999 |
| Annual Fee | ₹4,999 |
| Foreign Currency Mark-up Fee | 3.5% |
| Cash Advance Fee | 2.5% (min ₹500) |
Fee waiver: Spend ₹10,00,000 or more in preceding 12 months for fee waiver
PaisaSimple Review
Overall Rating
4.9/5What do we like about this card?
Air India SBI Signature Credit Card issued by SBI Card is one of India's leading credit cards for Co-brand/Travel spends, featuring competitive reward earning and verified travel perks.
Pros
- • Base Rewards: 4 Reward Points per ₹100 (4 Reward Points per ₹100 on all standard retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
Cons
- • Annual renewal fee of ₹4999
- • Reward exclusion on fuel purchases and wallet load transactions
Compare with Similar Cards
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- • 20,000 Reward Points on payment of Joining Fee (no stated time limit in the Benefits/Privileges tabs reviewed)
- • Complimentary membership of Air India Maharaja Club (Air India Maharaja Points)
- • CURRENT rate (cards issued from 20-Apr-2024 onwards): 2,500 EDGE Miles on first transaction within 37 days. (Legacy rate for cards issued 20-Dec-2022 to 19-Apr-2024 was 5,000 EDGE Miles within 30 days.)
- • On a single ₹500 transaction within 90 days of card open date, or on card-fee levy: 1 Free Night Award (valued at 15,000 points), 10 Elite Night Credits, and Silver Elite Status
- • Rewards — Earn Rate - Accelerated Rate — Air India Bookings: 10 Reward Points per ₹100 spent on Air India tickets booked via website, app, booking offices, or call centres (incl. Super Saver tickets for self and others)
- • Overall Rating - Reward Program Type: Reward Points, convertible 1:1 to Air India Maharaja/Flying Returns miles
- • Rewards Earn Rate - Accelerated Rate Monthly Cap: Capped at cumulative ₹2,00,000/month on travel spend
- • miles drop to 2 EDGE Miles per ₹100 above that threshold
- • Rewards Earn Rate - Excluded Categories (Base Rate): Gold/jewellery, Rent, Wallet, Government institution, Insurance, Fuel, Utilities (7 categories, with specific MCC codes listed)
- • 8 Marriott Bonvoy Points per ₹150 at participating hotels
- • 4 points per ₹150 on travel, dining and entertainment
- • 2 points per ₹150 on all other applicable purchases
- • Base Rewards: 4 Reward Points per ₹100 (4 Reward Points per ₹100 on all standard retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Base Rewards: 2 EDGE Miles per ₹100 (2 EDGE Miles per ₹100 on general retail spends (2% value back))
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Base Rewards: 2 Marriott Bonvoy Points per ₹150 (2 MB Points per ₹150 on other retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Annual renewal fee of ₹4999
- • Reward exclusion on fuel purchases and wallet load transactions
- • Annual renewal fee of ₹5000
- • Reward exclusion on fuel purchases and wallet load transactions
- • Annual renewal fee of ₹3000
- • Reward exclusion on fuel purchases and wallet load transactions