HDFC Bank Marriott Bonvoy Credit Card
Verified · September 17, 2026
4.9/5.0
Updated on September 17, 2026
🎖️Reward Rate
8 Marriott Bonvoy Points per ₹150 at participating hotels
Overview
HDFC Bank Marriott Bonvoy Credit Card by HDFC Bank provides premium value tailored for Co-brand/Travel cardholders.
Rewards
Reward Type
Reward Points
Reward Rate
- • 8 Marriott Bonvoy Points per ₹150 at participating hotels
- • 4 points per ₹150 on travel, dining and entertainment
- • 2 points per ₹150 on all other applicable purchases
Welcome Benefit
On a single ₹500 transaction within 90 days of card open date, or on card-fee levy: 1 Free Night Award (valued at 15,000 points), 10 Elite Night Credits, and Silver Elite Status
Milestone Benefit
1 Free Night Award at ₹6L / ₹9L / ₹15L eligible spend in an anniversary year; 1 Free Night Award + 10 Elite Night Credits on eligible spend of ₹500 or on fee levy on the card
Redemption
- • Redeem Marriott Bonvoy points to book stays at participating properties, Marriott Bonvoy Moments experiences, and travel
- • Points and award redemptions may not be exchanged or redeemed for cash, prizes, or credit
Benefits
- 12 complimentary domestic/international-terminal lounge accesses within India each year
- Complimentary lounge access outside India every year via the DCI travel tool app
- 2 complimentary golf lessons per quarter (min
- 30 min, includes green fees, instructor's fee, 50 range balls) plus 2 complimentary golf course accesses per quarter (India and internationally)
- Golf Concierge Assistance, 9am-9pm daily
- Baggage delay/loss cover $250
- Travel documents loss cover $250
- Flight delay cover $250
- Air accidental cover $12,500
- Emergency medical cover $18,750
- Credit shield cover ₹1,00,000
- Loss liability cover ₹9,00,000
- Up to 50 days interest-free credit
- SmartEMI conversion
- Contactless payments up to ₹5,000 without PIN
- Concierge Service: 9:00 AM-9:00 PM
Things to Know Before you apply
HDFC Bank Marriott Bonvoy Credit Card Eligibility Criteria
- Age: 21–65 years
- Salaried: net monthly income above ₹1,00,000; Self-employed: annual ITR above ₹15,00,000
- Salaried, Self-Employed
- Indian
HDFC Bank Marriott Bonvoy Credit Card Customer Care
- Concierge Service: 18003093100 (9:00 AM-9:00 PM)
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹3,000 |
| Annual Fee | ₹3,000 |
| Foreign Currency Mark-up Fee | 3.5% |
| Cash Advance Fee | Not disclosed on HDFC's official page |
Fee waiver: Not disclosed on HDFC's official page
PaisaSimple Review
Overall Rating
4.9/5What do we like about this card?
HDFC Bank Marriott Bonvoy Credit Card issued by HDFC Bank is one of India's leading credit cards for Co-brand/Travel spends, featuring competitive reward earning and verified travel perks.
Pros
- • Base Rewards: 2 Marriott Bonvoy Points per ₹150 (2 MB Points per ₹150 on other retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
Cons
- • Annual renewal fee of ₹3000
- • Reward exclusion on fuel purchases and wallet load transactions
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Best Suited for
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TravelPremium
Fee Details
Joining Fee
₹3,000
Annual/Renewal Fee
₹3,000
Joining Fee
₹1,499
Annual/Renewal Fee
₹1,499
Joining Fee
₹5,000
Annual/Renewal Fee
₹5,000
Welcome Benefit
- • On a single ₹500 transaction within 90 days of card open date, or on card-fee levy: 1 Free Night Award (valued at 15,000 points), 10 Elite Night Credits, and Silver Elite Status
- • Welcome Benefit Amount: 1,500 Reward Points worth ₹1,500
- • Welcome Benefit Extra Cashback: PaisaSimple adds '₹500 cashback on first train ticket booked within 45 days'
- • Welcome Benefit Qualification: PaisaSimple: payment of joining fee within 30 days of card issuance, credited within 45 days
- • Welcome Benefit Amount: 1,500 reward points worth ₹1,500
- • Welcome Benefit — Extra ₹500 Cashback: Not mentioned
- • Welcome Benefit Trigger: 'On payment of 1st Annual Fee' (no specific day windows stated)
- • Welcome Cashback on First Train Ticket: Not mentioned
- • CURRENT rate (cards issued from 20-Apr-2024 onwards): 2,500 EDGE Miles on first transaction within 37 days. (Legacy rate for cards issued 20-Dec-2022 to 19-Apr-2024 was 5,000 EDGE Miles within 30 days.)
Reward/Cashback Rate
- • 8 Marriott Bonvoy Points per ₹150 at participating hotels
- • 4 points per ₹150 on travel, dining and entertainment
- • 2 points per ₹150 on all other applicable purchases
- • Reward Rate — Dining & Utility (standing instructions): 3 Reward Points per ₹125
- • Reward Rate — Other Retail Spend: 1 Reward Point per ₹125 (non-fuel)
- • Accelerated Rewards — IRCTC Ticket Booking: Up to 10% value back as Reward Points on AC1/AC2/AC3/Executive Chair Car/Chair Car bookings via IRCTC App/Website
- • Reward Rate — Dining/Utility: 3 Reward Points per ₹125
- • Reward Rate — Other Retail: 1 Reward Point per ₹125 (non-fuel)
- • Accelerated Rewards — IRCTC Bookings: Up to 10% value back as Reward Points (same class list)
- • Excluded Categories: Non-fuel retail purchases implied as eligible for base rate (fuel excluded)
- • Rewards Earn Rate - Accelerated Rate Monthly Cap: Capped at cumulative ₹2,00,000/month on travel spend
- • miles drop to 2 EDGE Miles per ₹100 above that threshold
- • Rewards Earn Rate - Excluded Categories (Base Rate): Gold/jewellery, Rent, Wallet, Government institution, Insurance, Fuel, Utilities (7 categories, with specific MCC codes listed)
Pros
- • Base Rewards: 2 Marriott Bonvoy Points per ₹150 (2 MB Points per ₹150 on other retail spends)
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
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- • Base Rewards: 2 EDGE Miles per ₹100 (2 EDGE Miles per ₹100 on general retail spends (2% value back))
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
Cons
- • Annual renewal fee of ₹3000
- • Reward exclusion on fuel purchases and wallet load transactions
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- • Annual renewal fee of ₹5000
- • Reward exclusion on fuel purchases and wallet load transactions