HSBC Premier Credit Card

Overview

HSBC Premier Credit Card by HSBC India provides premium value tailored for Premium cardholders.

Rewards

Benefits

• Domestic Airport Lounge: Unlimited per year across all domestic airport lounges in India via Visa Infinite / Dreamfolks (Guest Access: Paid guest access)
• International Airport Lounge: 6 per calendar year via Priority Pass via Priority Pass (Guest Access: Paid guest access)
• Fuel Surcharge Waiver: 1% (Max waiver ₹500 per month)
• Complimentary Golf Games & Lessons: 2 complimentary golf games / lessons per calendar month across premier championship golf courses in India and overseas. (2 complimentary golf games/month) [Partners: Golftripz]
• Buy 1 Get 1 Free Movie Tickets: Buy 1 Get 1 free movie ticket on BookMyShow up to ₹250 (twice per calendar month). (Up to ₹250 off per ticket twice/month) [Partners: BookMyShow]
• Comprehensive Global Travel Insurance: Air accident cover of ₹1 Crore, emergency medical evacuation cover up to $25,000, and lost baggage compensation. (Air accident cover ₹1 Cr, Medical emergency $25,000) [Partners: Tata AIG]

Things to Know Before you apply

Fees & Charges

Fee waiver: Complimentary for HSBC Premier Banking clients maintaining required Total Relationship Value (TRV) of ₹40,00,000 or salary credit of ₹3,00,000+/month

Compare with Similar Cards

HSBC Premier Credit CardRead moreApply Now

HSBC Premier Credit Card

Federal Bank Scapia Credit Card (Co-brand)Read moreApply Now

Federal Bank Scapia Credit Card (Co-brand)

MakeMyTrip ICICI Bank Signature Credit CardRead moreApply Now

MakeMyTrip ICICI Bank Signature Credit Card

Rating

5.0/5

5.0/5

4.9/5

Fee Details

Joining Fee

Free

Annual/Renewal Fee

Free

Joining Fee

Free

Annual/Renewal Fee

Free

Joining Fee

₹2,500

Annual/Renewal Fee

Free

Welcome Benefit

• • Taj Epicure Membership voucher / ₹5,000 lifestyle voucher upon spending ₹50,000 within 60 days of card setup
• • Qualification Criteria: Spend ₹50,000 within 60 days
• • Fulfillment Timeline: 30 days post criteria completion

• • Instant 100% digital onboarding via Scapia App, zero joining fee, instant virtual card generation, and immediate 0% forex markup activation on international transactions.
• • Qualification Criteria: Complete digital video-KYC and activate virtual card inside Scapia App
• • Fulfillment Timeline: Instant

• • ₹1,500 My Cash + MakeMyTrip Holiday voucher worth ₹2,500 + Lemon Tree Hotels voucher on fee realization
• • Qualification Criteria: Payment of joining fee within 45 days
• • Fulfillment Timeline: 30-45 days post joining fee realization

Reward/Cashback Rate

• • Base Rewards: 3 Reward Points per ₹100 (3 Reward Points per ₹100 on all eligible retail spends (1 pt = 1 Airline Mile))
• • 6 Reward Points per ₹100 (6 Reward Points per ₹100 on dining, international, and hotel spends (2X accelerated rate))
• • Accelerated Rewards: 2X rewards on dining, hotels, and international spends. Points convert 1:1 to airline miles with Singapore Airlines KrisFlyer, British Airways Executive Club, Air India Flying Returns, and InterMiles.
• • Excluded Categories: Fuel, Rent, Wallet reloads

• • Base Rewards: 10% Scapia Coins per ₹100 (10% Scapia Coins on all eligible online and offline domestic retail spends (2% effective reward rate, 5 Coins = ₹1))
• • 20% Scapia Coins per ₹100 (20% Scapia Coins on all flights and hotel bookings on Scapia App (4% effective reward rate, 5 Coins = ₹1))
• • Accelerated Rewards: Earn 20% Scapia Coins (4% return) on all domestic & international flight and hotel bookings made via the Scapia App. Instant 100% redemption against travel bookings on 500,000+ hotels and all major airlines with 0 convenience fee.
• • Excluded Categories: Fuel transactions, Rent payments, Wallet loads / Cash loads, Government services, Education fees, Jewellery purchases, Cash advances / ATM withdrawals, EMI transactions

• • Base Rewards: 4 My Cash per ₹200 (4 My Cash per ₹200 on MakeMyTrip hotel and holiday bookings)
• • 2 My Cash per ₹200 (2 My Cash per ₹200 on MakeMyTrip flight bookings)
• • 1.25 My Cash per ₹200 (1.25 My Cash per ₹200 on all other retail spends)
• • Accelerated Rewards: 3 My Cash per ₹200 on international spends
• • Excluded Categories: Fuel, Wallet loads

Pros

• • Base Rewards: 3 Reward Points per ₹100 (3 Reward Points per ₹100 on all eligible retail spends (1 pt = 1 Airline Mile))
• • 6 Reward Points per ₹100 (6 Reward Points per ₹100 on dining, international, and hotel spends (2X accelerated rate))
• • Forex markup rate of 1.99%
• • Airport lounge and lifestyle dining privileges
• • Lifetime Free card with zero annual charges

• • Base Rewards: 10% Scapia Coins per ₹100 (10% Scapia Coins on all eligible online and offline domestic retail spends (2% effective reward rate, 5 Coins = ₹1))
• • 20% Scapia Coins per ₹100 (20% Scapia Coins on all flights and hotel bookings on Scapia App (4% effective reward rate, 5 Coins = ₹1))
• • Forex markup rate of 3.5%
• • Airport lounge and lifestyle dining privileges
• • Lifetime Free card with zero annual charges

• • Base Rewards: 4 My Cash per ₹200 (4 My Cash per ₹200 on MakeMyTrip hotel and holiday bookings)
• • 2 My Cash per ₹200 (2 My Cash per ₹200 on MakeMyTrip flight bookings)
• • 1.25 My Cash per ₹200 (1.25 My Cash per ₹200 on all other retail spends)
• • Forex markup rate of 3.5%
• • Airport lounge and lifestyle dining privileges
• • Value-packed milestone rewards on annual spend

Cons

• • Standard terms & exclusions apply
• • Reward exclusion on fuel purchases and wallet load transactions

• • Standard terms & exclusions apply
• • Reward exclusion on fuel purchases and wallet load transactions

• • Standard terms & exclusions apply
• • Reward exclusion on fuel purchases and wallet load transactions