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Kotak League Platinum Credit Card

UPI RuPayVerified · August 25, 2026
4.9/5.0

Updated on August 25, 2026

Kotak League Platinum Credit Card

🎖️Reward Rate

Base Rewards: 4 Reward Points per ₹150 (4 Reward Points per ₹150 on other retail spends)

Overview

Kotak League Platinum Credit Card by Kotak Mahindra Bank provides premium value tailored for Entry Level cardholders.

Rewards

Reward Type

Reward Points

Reward Rate

  • Base Rewards: 4 Reward Points per ₹150 (4 Reward Points per ₹150 on other retail spends)
  • Accelerated Rewards: 8 Reward Points per ₹150 (8X) on Special Categories (Travel Agencies, Tour Operators, Package Tours, Airlines, Departmental Stores)
  • Excluded Categories: Fuel, Wallet loads

Welcome Benefit

Welcome gift voucher worth ₹500 upon payment of joining fee within 30 days; Qualification Criteria: Joining fee payment within 30 days; Fulfillment Timeline: 30 days post fee realization

Milestone Benefit

Spend ₹50,000 (Annual): Annual renewal fee waiver of ₹499; Spend ₹1.3 Lakhs (Semi-Annual): 4 free PVR movie tickets or 10,000 bonus Reward Points every 6 months; Annual Fee Waiver: Spend ₹50,000 or more in preceding 12 months for annual fee waiver

Redemption

Kotak Rewards catalog for shopping vouchers, electronics, and cash credit at 1 RP = ₹0.25

Benefits

  • Domestic Airport Lounge: 4 per year (1 per calendar quarter) via Visa Platinum Domestic Lounge
  • Fuel Surcharge Waiver: 1% (Max waiver ₹300 per month)
  • Free PVR Movie Tickets: Earn 4 free PVR movie tickets or 10,000 bonus points on spending ₹1,25,000 every 6 months (up to 8 free tickets a year). (Deliverable via Kotak Rewards) [Partners: PVR Cinemas]

Things to Know Before you apply

Kotak League Platinum Credit Card Eligibility Criteria

  • Age: 21–65 years
  • Salaried min ₹20,000/month; Self-employed min ITR ₹3,00,000 p.a.
  • Salaried & Self-Employed Individuals
  • Resident Indian

Kotak League Platinum Credit Card Customer Care

  • Toll Free: 1800 1200
  • Landline: +91 22 6600 6600
  • Concierge Service: customer.care@bank.com

Fees & Charges

ParticularsAmount
Joining Fee₹500
Annual Fee₹499
Foreign Currency Mark-up Fee3.5%
Cash Advance Fee2.5% (min ₹500)

Fee waiver: Spend ₹50,000 or more in preceding 12 months for annual fee waiver

PaisaSimple Review

Overall Rating

4.9/5

What do we like about this card?

Kotak League Platinum Credit Card issued by Kotak Mahindra Bank is one of India's leading credit cards for Entry Level spends, featuring competitive reward earning and verified travel perks.

Pros

  • Base Rewards: 4 Reward Points per ₹150 (4 Reward Points per ₹150 on other retail spends)
  • Forex markup rate of 3.5%
  • Airport lounge and lifestyle dining privileges
  • Value-packed milestone rewards on annual spend

Cons

  • Annual renewal fee of ₹499
  • Reward exclusion on fuel purchases and wallet load transactions

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Fee Details

Joining Fee

₹500

Annual/Renewal Fee

₹499

Joining Fee

₹499

Annual/Renewal Fee

₹499

Joining Fee

₹499

Annual/Renewal Fee

₹499

Welcome Benefit
  • Welcome gift voucher worth ₹500 upon payment of joining fee within 30 days
  • Qualification Criteria: Joining fee payment within 30 days
  • Fulfillment Timeline: 30 days post fee realization
  • 2,000 bonus Reward Points worth ₹500 on spending ₹2,000 in first 60 days
  • Qualification Criteria: Spend ₹2,000 within 60 days of card setup
  • Fulfillment Timeline: Credited within 60 days
  • Free PVR movie tickets worth ₹500 upon card activation and fee realization
  • Qualification Criteria: Card activation and fee payment within 30 days
  • Fulfillment Timeline: 30 days
Reward/Cashback Rate
  • Base Rewards: 4 Reward Points per ₹150 (4 Reward Points per ₹150 on other retail spends)
  • Accelerated Rewards: 8 Reward Points per ₹150 (8X) on Special Categories (Travel Agencies, Tour Operators, Package Tours, Airlines, Departmental Stores)
  • Excluded Categories: Fuel, Wallet loads
  • Base Rewards: 1 Reward Point per ₹150 (1 Reward Point per ₹150 on other retail spends)
  • Accelerated Rewards: 10 Reward Points per ₹150 (1.67% return) on Dining, Movies, Departmental stores and Grocery spends
  • Excluded Categories: Fuel, Wallet loads
  • Base Rewards: 1 Free PVR INOX Movie Ticket per ₹10000 (1 free PVR INOX movie ticket (worth up to ₹400) every month on monthly billing spend of ₹10,000)
  • 2 Free PVR INOX Movie Tickets per ₹15000 (2 free PVR INOX movie tickets (worth up to ₹800) every month on monthly billing spend of ₹15,000)
  • Accelerated Rewards: Up to 24 free movie tickets every year (worth up to ₹9,600) delivered automatically each billing cycle
  • Excluded Categories: Fuel, Wallet loads
Pros
  • Base Rewards: 4 Reward Points per ₹150 (4 Reward Points per ₹150 on other retail spends)
  • Forex markup rate of 3.5%
  • Airport lounge and lifestyle dining privileges
  • Value-packed milestone rewards on annual spend
  • Base Rewards: 1 Reward Point per ₹150 (1 Reward Point per ₹150 on other retail spends)
  • Forex markup rate of 3.5%
  • Airport lounge and lifestyle dining privileges
  • Value-packed milestone rewards on annual spend
  • Base Rewards: 1 Free PVR INOX Movie Ticket per ₹10000 (1 free PVR INOX movie ticket (worth up to ₹400) every month on monthly billing spend of ₹10,000)
  • 2 Free PVR INOX Movie Tickets per ₹15000 (2 free PVR INOX movie tickets (worth up to ₹800) every month on monthly billing spend of ₹15,000)
  • Forex markup rate of 3.5%
  • Airport lounge and lifestyle dining privileges
  • Value-packed milestone rewards on annual spend
Cons
  • Annual renewal fee of ₹499
  • Reward exclusion on fuel purchases and wallet load transactions
  • Annual renewal fee of ₹499
  • Reward exclusion on fuel purchases and wallet load transactions
  • Annual renewal fee of ₹499
  • Reward exclusion on fuel purchases and wallet load transactions