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IndusInd Bank Eazydiner Credit Card

Verified · September 1, 2026
4.5/5.0

Updated on September 1, 2026

IndusInd Bank Eazydiner Credit Card

🎖️Reward Rate

10 Reward Points (2% value) per ₹100 spent on Dining, Shopping, and Entertainment

Overview

Unlock exciting rewards with the EazyDiner Credit Card by IndusInd Bank. Enjoy up to 50% off on dining, free movie tickets, 12-month EazyDiner Prime membership, lounge access, gift voucher and more!

Rewards

Reward Type

Reward Points

Reward Rate

  • 10 Reward Points (2% value) per ₹100 spent on Dining, Shopping, and Entertainment
  • 4 Reward Points (0.8% value) per ₹100 spent on all other retail transactions

Welcome Benefit

Complimentary 1-Year EazyDiner Prime Membership (worth ₹2,495) + 2,000 Welcome EazyPoints + ₹1,000 Postcard Hotel voucher.

Milestone Benefit

100% annual fee waiver of ₹1,999 on spending ₹3 Lakhs annually; Additional 3 months of EazyDiner Prime membership on spending ₹1 Lakh in preceding 6 months

Redemption

  • Instant 1-click redemption against PayEazy restaurant bill payments (1 Point = ₹0.20)
  • Redeem on IndusMoments portal for flight tickets, hotels, and brand vouchers

Benefits

  • Domestic Lounge: 8 visits
  • Extra 25% Instant Off on PayEazy: Guaranteed additional 25% instant discount up to ₹1,000 on every restaurant bill paid via PayEazy on EazyDiner App.
  • Buy 1 Get 1 Free Movie Tickets: Buy 1 Get 1 free movie ticket up to ₹200 twice every calendar month on BookMyShow (Save up to ₹4,800/year).

Things to Know Before you apply

IndusInd Bank Eazydiner Credit Card Eligibility Criteria

  • Age: 21–65 years
  • Net monthly salary > ₹40,000 for salaried; Annual ITR > ₹5,00,000 for self-employed
  • Salaried & Self-Employed Individuals
  • Resident Indian

Fees & Charges

ParticularsAmount
Joining Fee₹1,999
Annual Fee₹1,999
Foreign Currency Mark-up Fee3.5%
Cash Advance Fee2.5% of withdrawn amount (min ₹300)

Fee waiver: Spend ₹3,00,000 or more in preceding year for 100% annual renewal fee waiver.

PaisaSimple Review

Overall Rating

4.5/5

What do we like about this card?

The EazyDiner Credit Card - Apply for EazyDiner Credit Card Online | IndusInd Bank issued by IndusInd Bank is a top choice in India for everyday transactions and cashback. It features 3.5% forex markup and generous reward multipliers.

Pros

  • Earn 10 Reward Points on every ₹100 spent on Hotel and Travel booking, shopping and entertainment
  • Explore
  • Reward Points earned on the EazyDiner IndusInd Bank credit card spends can be redeemed at the time of payment via PayEazy against the restaurant bill. Other redemption requests are available in the redemption catalogue on the EazyDiner App.
  • High value reward program
  • Wide merchant acceptance

Cons

  • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified

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Fee Details

Joining Fee

₹1,999

Annual/Renewal Fee

₹1,999

Joining Fee

₹7,000

Annual/Renewal Fee

₹7,000

Joining Fee

₹499

Annual/Renewal Fee

₹499

Lowest fees
Welcome Benefit
  • Complimentary 1-Year EazyDiner Prime Membership (worth ₹2,495) + 2,000 Welcome EazyPoints + ₹1,000 Postcard Hotel voucher.
  • Complimentary banking privileges for Insignia account holders or 28,000 Bonus Reward Points (worth ₹7,000) on first purchase within 30 days and fee realization for other cardholders.
  • Qualification Criteria: Maintain Insignia Preferred Banking relationship or spend within 30 days
  • Fulfillment Timeline: Credited within 60 days of card issuance
  • 500 joining bonus reward points on spend of ₹5,000 or more within 60 days of card issuance
Reward/Cashback Rate
  • 10 Reward Points (2% value) per ₹100 spent on Dining, Shopping, and Entertainment
  • 4 Reward Points (0.8% value) per ₹100 spent on all other retail transactions
  • Base Rewards: 5 Reward Points per ₹100 (5 Reward Points per ₹100 spent on all domestic retail purchases)
  • Accelerated Rewards: 10 Reward Points per ₹100 spent on all International purchases (Double Rewards Rate)
  • Excluded Categories: Fuel transactions
  • Wallet loading
  • Cash advances
  • 24 Reward Points per ₹150 on fuel purchases at HPCL retail outlets, LPG purchases and via HP Pay App (up to 5% savings)
  • 10 Reward Points per ₹150 on utility & departmental store spends (up to 2% savings)
  • 2 Reward Points per ₹150 on all other categories
  • Accelerated points and fuel surcharge waiver apply only at eligible HPCL fuel outlets
Pros
  • Earn 10 Reward Points on every ₹100 spent on Hotel and Travel booking, shopping and entertainment
  • Explore
  • Reward Points earned on the EazyDiner IndusInd Bank credit card spends can be redeemed at the time of payment via PayEazy against the restaurant bill. Other redemption requests are available in the redemption catalogue on the EazyDiner App.
  • High value reward program
  • Wide merchant acceptance
  • Base Rewards: 5 Reward Points per ₹100 (5 Reward Points per ₹100 spent on all domestic retail purchases)
  • Forex markup rate of 1.5%
  • Airport lounge and lifestyle dining privileges
  • Value-packed milestone rewards on annual spend
  • Up to 5% savings on HPCL fuel, LPG and HP Pay App transactions
  • Low ₹499 joining and annual fee
  • 4 complimentary domestic lounge visits per year
  • Annual fee waiver on ₹50,000 spend
Cons
  • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
  • Annual renewal fee of ₹7000
  • Reward exclusion on fuel purchases and wallet load transactions
  • Accelerated rewards and surcharge waiver limited to eligible HPCL outlets
  • Age eligibility differs by employment type (21–60 salaried, 24–65 self-employed)
  • No specific minimum income figure disclosed