ICICI Bank Coral Credit Card
Updated on August 19, 2026
🎖️Reward Rate
Accelerated reward points on eligible merchant transactions
Overview
Enjoy exclusive benefits with ICICI Bank Coral Credit Card - 2X reward points, 25% discount on movie tickets at BookMyShow & INOX, complimentary domestic airport and railway lounge access, 1% fuel surcharge waiver, and culinary dining perks.
Rewards
Reward Type
Reward Points
Reward Rate
Accelerated reward points on eligible merchant transactions
Welcome Benefit
Complimentary activation bonus upon fee payment and card onboarding
Milestone Benefit
Annual renewal fee waiver on spending ₹1,50,000 per anniversary year (100% waiver)
Redemption
Redeem points for: Health & Beauty, Travel & Luggage, Shopping Vouchers, Home Appliances, Electronics, Fashion & Lifestyle.
Benefits
- BookMyShow & INOX: 25% discount on movie tickets twice a month
- Complimentary Lounges: 1 Airport lounge/qtr & 4 Railway lounge visits/year
- Reward Multiplier: 2 points per ₹100 on retail, 1 point per ₹100 on utility & insurance
- Milestone Benefits: 2,000 points on ₹2L spends + 1,000 per additional ₹1L (up to 10,000 pts/yr)
- Fuel Waiver: 1% surcharge waiver on fuel transactions up to ₹4,000 at HPCL
- Insurance: ₹2 Lakh personal accident cover (RuPay variant)
- 24/7 Concierge Services: 18002670731 (RuPay Variant)
Things to Know Before you apply
ICICI Bank Coral Credit Card Eligibility Criteria
- Age: 21–65 years
- A salaried individual with a monthly income of ₹20,000 (₹2.4 Lakhs per annum)
- Salaried & Self-Employed Individuals
- Resident Indian
ICICI Bank Coral Credit Card Customer Care
- Toll Free: 1800 1080
- Landline: +91 22 3366 7777
- Concierge Service: customer.care@icicibank.com
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹500 |
| Annual Fee | ₹500 |
| Foreign Currency Mark-up Fee | 3.5% |
| Cash Advance Fee | 2.5% (Min ₹500) |
Fee waiver: ₹1,50,000 per anniversary year (100% waiver)
PaisaSimple Review
Overall Rating
4.5/5What do we like about this card?
The ICICI Bank Coral Credit Card issued by ICICI Bank is a top choice in India for targeted category spend. It features 3.5% + GST on foreign exchange transactions forex markup and generous reward multipliers.
Pros
- • High value reward program
- • Wide merchant acceptance
- • Convenient digital management
Cons
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
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- • Complimentary activation bonus upon fee payment and card onboarding
- • Swiggy One & Times Prime memberships upon achieving ₹75k spend in 90 days.
- • ₹0 default welcome voucher (pure cashback product focused on ongoing 5% return).
- • Accelerated reward points on eligible merchant transactions
- • 4 Reward Points for every ₹150 spent (1 RP = ₹0.50 = 1.33% return on SmartBuy flights/hotels).
- • 1% cashback on offline POS and retail purchases.
- • High value reward program
- • Wide merchant acceptance
- • Convenient digital management
- • Low 2.0% forex markup on all overseas transactions.
- • Save up to ₹6,000 per year on BookMyShow movie tickets.
- • 8 Global airport lounges (domestic and international) per year.
- • No specific merchant tie-in — works across all online retailers.
- • High monthly cap of ₹5,000 cashback (on ₹1,00,000 online monthly spend).
- • Direct balance deduction on statement.
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified