ICICI Amazon Pay Credit Card
Verified · August 20, 2026
4.5/5.0
Updated on August 20, 2026
🎖️Reward Rate
Non-expiring, Unlimited rewards
Overview
Apply for the Amazon Pay ICICI Bank Credit Card and enjoy cashback on every purchase. Unlock exclusive rewards and start saving instantly.
Rewards
Reward Type
Cashback
Reward Rate
- • Non-expiring, Unlimited rewards
- • Lower forex mark-up at 1.99% on international spends
Welcome Benefit
Complimentary activation bonus upon fee payment
Milestone Benefit
Annual renewal fee waiver on spending threshold
Redemption
Redeem for flight/hotel bookings, brand vouchers, and statement cash credit
Benefits
- Save Money
- Markup at 1.99% Lower forex mark-up at 1.99% on international spends
- Markup at 1.99%
- Lower forex mark-up at 1.99% on international spends
- Unlimited Rewards Unlimited reward points upto 5% on Amazon purchases*
- Unlimited Rewards
- Unlimited reward points upto 5% on Amazon purchases*
- Unlimited Rewards Unlimited reward points of 1% on all other spends*
- Unlimited Rewards
- Unlimited reward points of 1% on all other spends*
- Fuel surcharge waiver 1% Surcharge waiver for all fuel purchase
- Fuel surcharge waiver
- 1% Surcharge waiver for all fuel purchase
- Earn and Use Reward Points
- Earn Points on every ₹100 spend
- 5 Prime Member
- Prime Member
- 3 Non- Prime Member
- Non- Prime Member
- 2 100+partner Merchants
- 100+partner Merchants
- Enjoy seamless reward points as Amazon Pay balance – with simple and effortless redemption
- Following are the key benefits of using Amazon Pay ICICI Bank Credit Card:
- No joining and annual fees
- Unlimited and never-expiring reward points
- Earn 5% reward points on purchases on Amazon.in for prime members and 3% for non-prime members. Earn 2% reward points at 100+ Amazon Pay partner merchants by using this card on Amazon Pay
- 1% reward points for all other payments*
- Low International Forex mark-up fee of 1.99%*
- Enjoy 3 months no-cost EMI on eligible Amazon.in transactions
- 1% surcharge waiver on all fuel purchases
- Earnings in the form of Amazon Pay balance, redeemable for all Amazon and Amazon Pay purchases
- Automatic conversion of earnings into Amazon Pay balance on the completion of every billing cycle*.
Things to Know Before you apply
ICICI Amazon Pay Credit Card Eligibility Criteria
- Age: 21–65 years
- Salaried: > ₹35,000/month; Self-Employed: ITR > ₹6,00,000
- Salaried & Self-Employed Individuals
- Resident Indian
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | Free |
| Annual Fee | Free |
| Foreign Currency Mark-up Fee | 3.5% |
| Cash Advance Fee | 2.5% (Min ₹500) |
Fee waiver: waiver 1% Surcharge waiver for all fuel purchase Fuel surcharge waiver 1% Surcharge waiver for all fuel purchase Earn and Use Reward Points Earn Points on every ₹100 spend 5
PaisaSimple Review
Overall Rating
4.5/5What do we like about this card?
The Amazon Pay ICICI Bank Credit Card – Apply Online issued by ICICI is a top choice in India for everyday transactions and cashback. It features 3.5% forex markup and generous reward multipliers.
Pros
- • Non-expiring, Unlimited rewards
- • Lower forex mark-up at 1.99% on international spends
- • You need to use the payment method ‘Login and Pay with Amazon’ to carry out purchases on Amazon Pay partner websites.
- • High value reward program
- • Wide merchant acceptance
Cons
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
Compare with Similar Cards
Rating
4.5/5
5.0/5
Highest rated4.5/5
Fee Details
Joining Fee
Free
Annual/Renewal Fee
Free
Joining Fee
₹7,000
Annual/Renewal Fee
₹7,000
Joining Fee
₹499
Annual/Renewal Fee
₹499
Welcome Benefit
- • Complimentary activation bonus upon fee payment
- • Complimentary banking privileges for Insignia account holders or 28,000 Bonus Reward Points (worth ₹7,000) on first purchase within 30 days and fee realization for other cardholders.
- • Qualification Criteria: Maintain Insignia Preferred Banking relationship or spend within 30 days
- • Fulfillment Timeline: Credited within 60 days of card issuance
- • 500 joining bonus reward points on spend of ₹5,000 or more within 60 days of card issuance
Reward/Cashback Rate
- • Non-expiring, Unlimited rewards
- • Lower forex mark-up at 1.99% on international spends
- • Base Rewards: 5 Reward Points per ₹100 (5 Reward Points per ₹100 spent on all domestic retail purchases)
- • Accelerated Rewards: 10 Reward Points per ₹100 spent on all International purchases (Double Rewards Rate)
- • Excluded Categories: Fuel transactions
- • Wallet loading
- • Cash advances
- • 24 Reward Points per ₹150 on fuel purchases at HPCL retail outlets, LPG purchases and via HP Pay App (up to 5% savings)
- • 10 Reward Points per ₹150 on utility & departmental store spends (up to 2% savings)
- • 2 Reward Points per ₹150 on all other categories
- • Accelerated points and fuel surcharge waiver apply only at eligible HPCL fuel outlets
Pros
- • Non-expiring, Unlimited rewards
- • Lower forex mark-up at 1.99% on international spends
- • You need to use the payment method ‘Login and Pay with Amazon’ to carry out purchases on Amazon Pay partner websites.
- • High value reward program
- • Wide merchant acceptance
- • Base Rewards: 5 Reward Points per ₹100 (5 Reward Points per ₹100 spent on all domestic retail purchases)
- • Forex markup rate of 1.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Up to 5% savings on HPCL fuel, LPG and HP Pay App transactions
- • Low ₹499 joining and annual fee
- • 4 complimentary domestic lounge visits per year
- • Annual fee waiver on ₹50,000 spend
Cons
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
- • Annual renewal fee of ₹7000
- • Reward exclusion on fuel purchases and wallet load transactions
- • Accelerated rewards and surcharge waiver limited to eligible HPCL outlets
- • Age eligibility differs by employment type (21–60 salaried, 24–65 self-employed)
- • No specific minimum income figure disclosed