HDFC Diners Club Privilege Credit Card
Updated on August 19, 2026
🎖️Reward Rate
4 Reward Points for every ₹150 spent (1 RP = ₹0.50 = 1.33% return on SmartBuy flights/hotels).
Overview
Indulge in premium lifestyle with HDFC Diners Club Privilege Credit Card. Complimentary Swiggy One and Times Prime memberships, Buy 1 Get 1 Free on BookMyShow up to ₹250 (twice/mo), 8 complimentary global airport lounges, and 5X reward points on SmartBuy.
Rewards
Reward Type
Reward Points
Reward Rate
4 Reward Points for every ₹150 spent (1 RP = ₹0.50 = 1.33% return on SmartBuy flights/hotels).
Welcome Benefit
Swiggy One & Times Prime memberships upon achieving ₹75k spend in 90 days.
Milestone Benefit
Annual renewal fee waiver on spending ₹3,00,000 annual spend
Redemption
1 Reward Point = ₹0.50 for flight/hotel bookings on SmartBuy or 1:1 AirMiles conversion to KrisFlyer, InterMiles, Club Vistara.
Benefits
- Welcome Gift: Complimentary Swiggy One (3-Month) and Times Prime annual membership on spending ₹75,000 within 90 days
- Buy 1 Get 1 Free on BookMyShow movie and live event tickets up to ₹250 discount twice per month (Save ₹6,000/year)
- 8 Complimentary Global Airport Lounge visits per calendar year (2 per quarter) for Primary & Add-on cardholders
- 4 Reward Points for every ₹150 spent on regular retail (1 RP = ₹0.50 on SmartBuy flights/hotels = 1.33% return)
- Up to 5X Reward Points (Up to 20 RP per ₹150 = 6.66% return) on SmartBuy (Flights, Hotels, Gyftr vouchers)
- Complimentary Golf Privileges: 2 complimentary golf games/coaching sessions per quarter
- Low 2.0% forex markup on all overseas transactions.
- Save up to ₹6,000 per year on BookMyShow movie tickets.
- 8 Global airport lounges (domestic and international) per year.
Things to Know Before you apply
HDFC Diners Club Privilege Credit Card Eligibility Criteria
- Age: 21–65 years
- Salaried: > ₹25,000/month; Self-Employed: ITR > ₹5,00,000
- Salaried & Self-Employed Individuals
- Resident Indian
HDFC Diners Club Privilege Credit Card Customer Care
- Toll Free: 1800 1200
- Landline: +91 22 6600 6600
- Concierge Service: customer.care@bank.com
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹2,500 |
| Annual Fee | ₹2,500 |
| Foreign Currency Mark-up Fee | 2% |
| Cash Advance Fee | 2.5% (Min ₹500) |
Fee waiver: ₹3,00,000 annual spend
PaisaSimple Review
Overall Rating
4.5/5What do we like about this card?
The HDFC Diners Club Privilege Credit Card issued by HDFC Bank is a top choice in India for targeted category spend. It features 2.00% + GST (Low forex markup) forex markup and generous reward multipliers.
Pros
- • Low 2.0% forex markup on all overseas transactions.
- • Save up to ₹6,000 per year on BookMyShow movie tickets.
- • 8 Global airport lounges (domestic and international) per year.
Cons
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
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- • Swiggy One & Times Prime memberships upon achieving ₹75k spend in 90 days.
- • 100% Lifetime Free benefit from Day 1.
- • ₹0 default welcome voucher (pure cashback product focused on ongoing 5% return).
- • 4 Reward Points for every ₹150 spent (1 RP = ₹0.50 = 1.33% return on SmartBuy flights/hotels).
- • 2 Reward Points for every ₹100 spent (0.50% return).
- • 1% cashback on offline POS and retail purchases.
- • Low 2.0% forex markup on all overseas transactions.
- • Save up to ₹6,000 per year on BookMyShow movie tickets.
- • 8 Global airport lounges (domestic and international) per year.
- • 100% Lifetime Free with no minimum spend requirements.
- • Up to 15% dining discounts via ICICI Culinary Treats.
- • Eligible for all ICICI Bank instant discount sales on Amazon, Flipkart, and Apple.
- • No specific merchant tie-in — works across all online retailers.
- • High monthly cap of ₹5,000 cashback (on ₹1,00,000 online monthly spend).
- • Direct balance deduction on statement.
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
- • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified