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HDFC Bank Diners Privilege Credit Card

Verified · August 20, 2026
4.5/5.0

Updated on August 20, 2026

HDFC Bank Diners Privilege Credit Card

🎖️Reward Rate

Reward Points Accrual:

Overview

Apply for Diners Club Privilege Credit Card & earn exclusive reward points, enjoy complimentary movie and non-movie tickets on BookMyShow, get exciting vouchers, etc.

Rewards

Reward Type

Cashback

Reward Rate

  • Reward Points Accrual:
  • Earn 4 Reward Points on every Rs.200 retail* spends

Welcome Benefit

Avail Complimentary Annual memberships of Swiggy One and Times Prime on spending Rs 75,000 within the first 90 days of card issuance.; Easily track your milestone spends and redeem benefits by following these steps. Visit http://offers.smartbuy.hdfcbank.com/diners_privilege >> Click on 'Milestones' tab >> Check Welcome Benefits.; Click here for T&C

Milestone Benefit

Rs. 1500 worth of voucher of top brands like Marriott Experience, Barbeque Nation, Lakme Salon, O2 Spa, Decathlon or Dominos on quarterly milestone spend of Rs. 1.5 Lakhs; Easily track your milestone spends and redeem benefits by following these steps. Visit http://offers.smartbuy.hdfcbank.com/diners_privilege/ >> Click on 'Milestones' tab >> Check Welcome Benefits; Click here for T&C; Starting 01 July 2026, customer will be able to avail 3 Airport Lounge Access Vouchers in a calendar quarter on Rs. 60,000 eligible spends in previous calendar quarter.; 3 vouchers will consist of 2 Domestic Lounge Vouchers & 1 International Lounge Voucher. Please click here for more details.

Redemption

Redeem for flight/hotel bookings, brand vouchers, and statement cash credit

Benefits

  • If the world is where you belong, Welcome to the Club
  • 'Buy One Get One' On BookMyShow
  • 5x Reward Points On Swiggy & Zomato
  • Exciting Milestone vouchers every quarter
  • Update- Starting 01 July 2026, customer will be able to avail 3 Airport Lounge Access Vouchers in a calendar quarter on Rs. 60,000 eligible spends in previous calendar quarter.
  • 3 vouchers will consist of 2 Domestic Lounge Vouchers & 1 International Lounge Voucher. Please click here for more details.
  • What's In Store For You
  • Card Benefits & Features
  • Eligibility Criteria
  • Documents Required to Apply
  • Application Process
  • Card Management & Controls
  • Click here to view the changes in HDFC Bank Diners Club Privilege Credit Card effective 15th May 2026.
  • Lifestyle Benefits
  • Buy 1 Get 1 on weekend movie tickets, up to 2 free tickets every calendar month, up to a value of Rs. 250 per ticket
  • Rs. 1500 worth of voucher of top brands like Marriott Experience, Barbeque Nation, Lakme Salon, O2 Spa, Decathlon or Dominos on quarterly milestone spend of Rs. 1.5 Lakhs
  • Reward Point Benefits
  • 5X Reward Points on online food orders on Swiggy, Zomato, 4 points for every ₹200 spent elsewhere, and up to 10X points on spends via SmartBuy.
  • Travel Benefits
  • Enjoy 2 domestic and 1 international lounge visits per calendar quarter by spending Rs. 60,000 in the previous quarter.
  • Know More
  • Buy 1 Get 1 on weekend movie tickets, up to 2 free tickets every calendar month, up to a value of Rs. 250 per ticket
  • 5X Reward Points on online food orders on Swiggy and Zomato, additional 4X RP capped at 2500 Reward points per calendar month
  • Complimentary Annual Memberships of Swiggy One & Times Prime as Welcome Benefit on Rs. 75,000 spends in first 90 days of card issuance
  • ₹ 1,500 worth Marriott, Decathlon & more vouchers on quarterly spends of Rs. 1.5 lakh
  • 4 Reward Points for every ₹ 200 spent
  • For details and T&C, please click here
  • Interest Free Credit Period: Up to 50 days of interest free credit period on your HDFC Bank Diners Club Privilege Credit Card from the date of purchase. (subject to the submission of the charge by the Merchant)
  • Foreign Currency Markup: Nominal 3.5% on all your foreign currency spends. (These charges are billed on your subsequent statement within 60 days from date of visit. Currency conversion rate is applicable as on the date of settlement)
  • Revolving Credit: Available at a nominal interest rate on your HDFC Bank Diners Club Privilege Credit Card.
  • 'Buy 1 Get 1 Free' on movie/non-movie weekend tickets via BookMyShow. Offer is applicable for shows on Friday, Saturday and Sunday (irrespective of booking day). Maximum discount is Rs. 250/ticket, up to 2 free tickets every calendar month.
  • 5X Reward Points on online food orders on Swiggy and Zomato, additional 4X RP capped at 2500 Reward points per calendar month
  • Extra 10% off on Dineout bill on participating restaurants.
  • Click here for T&C
  • Air accident insurance cover worth $125,000*
  • Emergency overseas hospitalization: $31,250*
  • Tr

Things to Know Before you apply

HDFC Bank Diners Privilege Credit Card Eligibility Criteria

  • Age: 21–65 years
  • Salaried: > ₹35,000/month; Self-Employed: ITR > ₹6,00,000
  • Salaried & Self-Employed Individuals
  • Resident Indian

Fees & Charges

ParticularsAmount
Joining Fee₹1,000
Annual Fee₹300
Foreign Currency Mark-up Fee3.5%
Cash Advance Fee2.5% (Min ₹500)

Fee waiver: Waiver: Spend ₹3,00,000

PaisaSimple Review

Overall Rating

4.5/5

What do we like about this card?

The Apply for Diners Privilege Credit Card Online – Credit Cards | HDFC Bank issued by HDFC Bank is a top choice in India for everyday transactions and cashback. It features 3.5% forex markup and generous reward multipliers.

Pros

  • Reward Points Accrual:
  • Earn 4 Reward Points on every Rs.200 retail* spends
  • Smart EMI
  • High value reward program
  • Wide merchant acceptance

Cons

  • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified

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Fee Details

Joining Fee

₹1,000

Annual/Renewal Fee

₹300

Lowest annual fee

Joining Fee

₹7,000

Annual/Renewal Fee

₹7,000

Joining Fee

₹499

Annual/Renewal Fee

₹499

Lowest joining fee
Welcome Benefit
  • Avail Complimentary Annual memberships of Swiggy One and Times Prime on spending Rs 75,000 within the first 90 days of card issuance.
  • Easily track your milestone spends and redeem benefits by following these steps. Visit http://offers.smartbuy.hdfcbank.com/diners_privilege >> Click on 'Milestones' tab >> Check Welcome Benefits.
  • Click here for T&C
  • Complimentary banking privileges for Insignia account holders or 28,000 Bonus Reward Points (worth ₹7,000) on first purchase within 30 days and fee realization for other cardholders.
  • Qualification Criteria: Maintain Insignia Preferred Banking relationship or spend within 30 days
  • Fulfillment Timeline: Credited within 60 days of card issuance
  • 500 joining bonus reward points on spend of ₹5,000 or more within 60 days of card issuance
Reward/Cashback Rate
  • Reward Points Accrual:
  • Earn 4 Reward Points on every Rs.200 retail* spends
  • Base Rewards: 5 Reward Points per ₹100 (5 Reward Points per ₹100 spent on all domestic retail purchases)
  • Accelerated Rewards: 10 Reward Points per ₹100 spent on all International purchases (Double Rewards Rate)
  • Excluded Categories: Fuel transactions
  • Wallet loading
  • Cash advances
  • 24 Reward Points per ₹150 on fuel purchases at HPCL retail outlets, LPG purchases and via HP Pay App (up to 5% savings)
  • 10 Reward Points per ₹150 on utility & departmental store spends (up to 2% savings)
  • 2 Reward Points per ₹150 on all other categories
  • Accelerated points and fuel surcharge waiver apply only at eligible HPCL fuel outlets
Pros
  • Reward Points Accrual:
  • Earn 4 Reward Points on every Rs.200 retail* spends
  • Smart EMI
  • High value reward program
  • Wide merchant acceptance
  • Base Rewards: 5 Reward Points per ₹100 (5 Reward Points per ₹100 spent on all domestic retail purchases)
  • Forex markup rate of 1.5%
  • Airport lounge and lifestyle dining privileges
  • Value-packed milestone rewards on annual spend
  • Up to 5% savings on HPCL fuel, LPG and HP Pay App transactions
  • Low ₹499 joining and annual fee
  • 4 complimentary domestic lounge visits per year
  • Annual fee waiver on ₹50,000 spend
Cons
  • Standard terms and exclusions apply on fuel, rent, and government utilities unless specified
  • Annual renewal fee of ₹7000
  • Reward exclusion on fuel purchases and wallet load transactions
  • Accelerated rewards and surcharge waiver limited to eligible HPCL outlets
  • Age eligibility differs by employment type (21–60 salaried, 24–65 self-employed)
  • No specific minimum income figure disclosed