ICICI Bank Emeralde Private Metal Credit Card
Updated on August 25, 2026
🎖️Reward Rate
Base Rewards: 6 Reward Points per ₹200 (3% return on all retail transactions with zero category caps)
Overview
ICICI Bank Emeralde Private Metal Credit Card by ICICI Bank provides premium value tailored for Super Premium cardholders.
Rewards
Reward Type
Reward Points
Reward Rate
- • Base Rewards: 6 Reward Points per ₹200 (3% return on all retail transactions with zero category caps)
- • Accelerated Rewards: 10 Reward Points per ₹200 on flights and luxury hotel bookings via iMobile Pay
- • Excluded Categories: Fuel, Wallet loads
Welcome Benefit
12,500 Reward Points worth ₹12,500 + EaseMyTrip luxury travel vouchers; Qualification Criteria: Payment of joining fee and first transaction within 45 days; Fulfillment Timeline: 30 days post fee realization
Milestone Benefit
Spend ₹10 Lakhs (Annual): Annual renewal fee waiver + Taj Epicure membership; Annual Fee Waiver: Spend ₹10 Lakhs or more in preceding 12 months for annual fee waiver
Redemption
- • 1:1 AirMiles conversion with partner airlines (Singapore Airlines, Vistara, Etihad)
- • Taj Experiences and luxury gift cards at 1 RP = ₹1.00
- • Statement credit at 1 RP = ₹1.00
Benefits
- Domestic Airport Lounge: Unlimited per year for primary and add-on cardholders via Dreamfolks Lounge Access (Guest Access: Unlimited complimentary guest visits)
- International Airport Lounge: Unlimited per year via Priority Pass / Dreamfolks (Guest Access: Unlimited complimentary guest visits)
- Fuel Surcharge Waiver: 1% (Max waiver ₹1000 per month)
- Unlimited Golf & Global Luxury Concierge: Unlimited complimentary golf rounds and lessons every month at premier golf courses worldwide. (Dedicated 24x7 personal concierge service, Global airport Meet & Greet assistance) [Partners: Golftripz, Dreamfolks]
Things to Know Before you apply
ICICI Bank Emeralde Private Metal Credit Card Eligibility Criteria
- Age: 21–65 years
- Invite-only for ICICI Private Banking / Wealth clients (Annual income > ₹3 Crore)
- Salaried & Self-Employed Individuals
- Resident Indian
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹12,499 |
| Annual Fee | ₹12,499 |
| Foreign Currency Mark-up Fee | 2% |
| Cash Advance Fee | 2.5% of withdrawn amount (min ₹500) |
Fee waiver: Spend ₹10 Lakhs or more in preceding 12 months for annual fee waiver
PaisaSimple Review
Overall Rating
4.9/5What do we like about this card?
ICICI Bank Emeralde Private Metal Credit Card issued by ICICI Bank is one of India's leading credit cards for Super Premium spends, featuring competitive reward earning and verified travel perks.
Pros
- • Base Rewards: 6 Reward Points per ₹200 (3% return on all retail transactions with zero category caps)
- • Forex markup rate of 2%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
Cons
- • Annual renewal fee of ₹12499
- • Reward exclusion on fuel purchases and wallet load transactions
Compare with Similar Cards
Joining Fee
₹12,499
Annual/Renewal Fee
₹12,499
Joining Fee
₹12,500
Annual/Renewal Fee
₹12,500
Joining Fee
₹12,500
Annual/Renewal Fee
₹12,500
- • 12,500 Reward Points worth ₹12,500 + EaseMyTrip luxury travel vouchers
- • Qualification Criteria: Payment of joining fee and first transaction within 45 days
- • Fulfillment Timeline: 30 days post fee realization
- • Choice of luxury welcome voucher worth ₹12,500 (Luxe gift card, The Postcard Hotels voucher, or Yatra flight voucher)
- • Qualification Criteria: Payment of joining fee within 30 days
- • Fulfillment Timeline: 30 days post fee payment
- • White Pass worth ₹10,000 upon payment of joining fee and spend of ₹30,000 within first 60 days
- • Qualification Criteria: Payment of joining fee and ₹30k spend within 60 days
- • Fulfillment Timeline: 30 days post criteria completion
- • Base Rewards: 6 Reward Points per ₹200 (3% return on all retail transactions with zero category caps)
- • Accelerated Rewards: 10 Reward Points per ₹200 on flights and luxury hotel bookings via iMobile Pay
- • Excluded Categories: Fuel, Wallet loads
- • Base Rewards: 12 EDGE Reward Points per ₹200 (12 EDGE Reward Points per ₹200 on standard retail spends)
- • Accelerated Rewards: 35 EDGE Reward Points per ₹200 (5.8% return) on Travel EDGE bookings. 5:2 airline/hotel miles transfer ratio (5:4 for Burgundy Magnus).
- • Excluded Categories: Fuel, Wallet loads, Government payments, Rent
- • Base Rewards: White Pass Milestone Currency per ₹100 (Earn White Pass worth ₹1,500 up to ₹2,50,000 across milestone spends from ₹2 Lakhs to ₹1 Crore)
- • Accelerated Rewards: White Pass currency with 1:1 INR redemption value across luxury lifestyle, hotel, flight, and curated retail partners
- • Excluded Categories: Fuel, Wallet loads, Rent
- • Base Rewards: 6 Reward Points per ₹200 (3% return on all retail transactions with zero category caps)
- • Forex markup rate of 2%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Base Rewards: 12 EDGE Reward Points per ₹200 (12 EDGE Reward Points per ₹200 on standard retail spends)
- • Forex markup rate of 2%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Base Rewards: White Pass Milestone Currency per ₹100 (Earn White Pass worth ₹1,500 up to ₹2,50,000 across milestone spends from ₹2 Lakhs to ₹1 Crore)
- • Forex markup rate of 2%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Annual renewal fee of ₹12499
- • Reward exclusion on fuel purchases and wallet load transactions
- • Annual renewal fee of ₹12500
- • Reward exclusion on fuel purchases and wallet load transactions
- • Annual renewal fee of ₹12500
- • Reward exclusion on fuel purchases and wallet load transactions