Axis Bank Neo Credit Card
Updated on July 28, 2026 · Author: Team PaisaSimple
🎖️Reward Rate
1 EDGE reward point per ₹200 spent
Overview
Axis Bank Neo Credit Card is the easiest card for new users to earn real money back directly on daily shopping, Swiggy, Zomato & Flipkart.
Rewards
Reward Type
Cashback
Reward Rate
1 EDGE reward point per ₹200 spent
Welcome Benefit
Welcome gift vouchers worth up to ₹1,000 on card activation
Milestone Benefit
Bonus reward points on annual spend milestones
Redemption
Redeem points for air miles, gift vouchers, or statement credit
Benefits
- 🍕 40% Instant Food Savings: Enjoy 40% instant discount on Zomato food orders (Save up to ₹120 per meal)
- 🎬 Free Movie Ticket Discounts: Get Buy-1-Get-1 FREE movie tickets or 25% instant savings on BookMyShow
- 10% cashback on Paytm mobile recharge & utility bills
- Save 1% extra fee whenever you pay for fuel/petrol at gas stations
Things to Know Before you apply
Axis Bank Neo Credit Card Eligibility Criteria
- Age: 21–65 years
- Minimum net monthly income of ₹25,000 (salaried) or ₹6 Lakh ITR (self-employed)
- Salaried / Self-Employed
Axis Bank Neo Credit Card Customer Care
- Toll Free: 1800 266 4332
- Landline: 022-6160 6161
- Concierge Service: 1800 258 4444
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹250 |
| Annual Fee | ₹250 |
Fee waiver: ₹250 / year (Fee waived on annual spend milestone)
PaisaSimple Review
Overall Rating
What do we like about this card?
Axis Bank Neo Credit Card is the easiest card for new users to earn real money back directly on daily shopping, Swiggy, Zomato & Flipkart.
Pros
- • Strong rewards rate
- • Good merchant partnerships
- • Low annual fee waiver threshold.
Cons
- • High annual fee unless spend threshold is met
- • Reward redemption fee applies.
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- • Welcome gift vouchers worth up to ₹1,000 on card activation
- • Welcome gift vouchers worth up to ₹1,000 on card activation
- • Welcome gift vouchers worth up to ₹1,000 on card activation
- • Welcome gift vouchers worth up to ₹1,000 on card activation
- • Welcome gift vouchers worth up to ₹1,000 on card activation
- • 1 EDGE reward point per ₹200 spent
- • 2 PAYBACK points per ₹100 spent
- • 10X on online spends above ₹20K/month
- • 4 reward points per ₹150 spent
- • 10X rewards on Zomato, Flipkart & Nykaa
- • Strong rewards rate
- • Good merchant partnerships
- • Low annual fee waiver threshold.
- • Strong rewards rate
- • Good merchant partnerships
- • Low annual fee waiver threshold.
- • Strong rewards rate
- • Good merchant partnerships
- • Low annual fee waiver threshold.
- • Strong rewards rate
- • Good merchant partnerships
- • Low annual fee waiver threshold.
- • Strong rewards rate
- • Good merchant partnerships
- • Low annual fee waiver threshold.
- • High annual fee unless spend threshold is met
- • Reward redemption fee applies.
- • High annual fee unless spend threshold is met
- • Reward redemption fee applies.
- • High annual fee unless spend threshold is met
- • Reward redemption fee applies.
- • High annual fee unless spend threshold is met
- • Reward redemption fee applies.
- • High annual fee unless spend threshold is met
- • Reward redemption fee applies.