Axis Bank Select Credit Card
Updated on August 25, 2026
🎖️Reward Rate
Base Rewards: 10 EDGE Reward Points per ₹200 (10 EDGE Reward Points per ₹200 on general retail spends (1% value))
Overview
Axis Bank Select Credit Card by Axis Bank provides premium value tailored for Mid-Premium cardholders.
Rewards
Reward Type
Reward Points
Reward Rate
- • Base Rewards: 10 EDGE Reward Points per ₹200 (10 EDGE Reward Points per ₹200 on general retail spends (1% value))
- • Accelerated Rewards: 20 EDGE Reward Points per ₹200 (2X) on retail shopping & grocery spends
- • Excluded Categories: Fuel, Wallet loads, Rent
Welcome Benefit
Amazon.in gift voucher worth ₹2,000 on first transaction + 3-month complimentary Swiggy One membership + Priority Pass; Qualification Criteria: First transaction within 30 days of card setup; Fulfillment Timeline: 30 days
Milestone Benefit
Spend ₹6 Lakhs (Annual): Annual renewal fee waiver of ₹3,000; Spend ₹3 Lakhs (Annual): 5,000 bonus EDGE Reward Points; Annual Fee Waiver: Spend ₹6,00,000 or more in preceding 12 months for fee waiver (Complimentary for Priority Banking)
Redemption
Axis EDGE Rewards catalog for vouchers, electronics, and partner flight conversions
Benefits
- Domestic Airport Lounge: 8 per year (2 per quarter upon ₹50,000 spend) via Visa Signature / Mastercard Lounge
- International Airport Lounge: 6 per year via Priority Pass via Priority Pass
- Fuel Surcharge Waiver: 1% (Max waiver ₹400 per month)
- BigBasket & Swiggy Monthly Discounts: Flat ₹500 off on BigBasket twice a month (min order ₹2,000) + ₹200 off on Swiggy twice a month (min order ₹1,000). Total annual savings up to ₹16,800. (Direct discount using promo codes at checkout) [Partners: BigBasket, Swiggy]
- 6 Complimentary Golf Rounds: 6 complimentary golf rounds per calendar year across leading golf courses in India. (Bookable via concierge) [Partners: Golftripz]
Things to Know Before you apply
Axis Bank Select Credit Card Eligibility Criteria
- Age: 21–70 years
- Salaried min ₹75,000/month or Axis Priority banking client
- Salaried & Self-Employed Individuals
- Resident Indian
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹3,000 |
| Annual Fee | ₹3,000 |
| Foreign Currency Mark-up Fee | 3.5% |
| Cash Advance Fee | 2.5% (min ₹500) |
Fee waiver: Spend ₹6,00,000 or more in preceding 12 months for fee waiver (Complimentary for Priority Banking)
PaisaSimple Review
Overall Rating
4.9/5What do we like about this card?
Axis Bank Select Credit Card issued by Axis Bank is one of India's leading credit cards for Mid-Premium spends, featuring competitive reward earning and verified travel perks.
Pros
- • Base Rewards: 10 EDGE Reward Points per ₹200 (10 EDGE Reward Points per ₹200 on general retail spends (1% value))
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
Cons
- • Annual renewal fee of ₹3000
- • Reward exclusion on fuel purchases and wallet load transactions
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- • Amazon.in gift voucher worth ₹2,000 on first transaction + 3-month complimentary Swiggy One membership + Priority Pass
- • Qualification Criteria: First transaction within 30 days of card setup
- • Fulfillment Timeline: 30 days
- • Welcome gift vouchers worth ₹3,000 on card activation and min spend of ₹10,000 within 30 days
- • Qualification Criteria: Spend ₹10,000 within 30 days of issuance
- • Fulfillment Timeline: 45 days post spend
- • Complimentary annual Swiggy One and Times Prime memberships on ₹75,000 spend in first 90 days.
- • Base Rewards: 10 EDGE Reward Points per ₹200 (10 EDGE Reward Points per ₹200 on general retail spends (1% value))
- • Accelerated Rewards: 20 EDGE Reward Points per ₹200 (2X) on retail shopping & grocery spends
- • Excluded Categories: Fuel, Wallet loads, Rent
- • Base Rewards: 3 Reward Points per ₹100 (3 Reward Points per ₹100 on retail spends)
- • 5 Reward Points per ₹100 (5 Reward Points per ₹100 on international spends)
- • Accelerated Rewards: Accelerated reward points on dining and international travel.
- • Excluded Categories: Fuel, Wallet Reloads, Cash Advances
- • 4 RP/₹200 retail
- • 20 RP/₹200 on Swiggy/Zomato
- • up to 10X via SmartBuy.
- • Base Rewards: 10 EDGE Reward Points per ₹200 (10 EDGE Reward Points per ₹200 on general retail spends (1% value))
- • Forex markup rate of 3.5%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • Base Rewards: 3 Reward Points per ₹100 (3 Reward Points per ₹100 on retail spends)
- • 5 Reward Points per ₹100 (5 Reward Points per ₹100 on international spends)
- • Forex markup rate of 2%
- • Airport lounge and lifestyle dining privileges
- • Value-packed milestone rewards on annual spend
- • 5X-equivalent reward rate on eligible Swiggy and Zomato online food orders
- • Up to 10X SmartBuy rewards
- • Swiggy One and Times Prime welcome memberships
- • Milestone vouchers
- • Movie and dining benefits
- • Conditional domestic and international lounge access
- • Annual renewal fee of ₹3000
- • Reward exclusion on fuel purchases and wallet load transactions
- • Annual renewal fee of ₹3000
- • Reward exclusion on fuel purchases and wallet load transactions
- • ₹1,000 joining/renewal membership fee plus applicable taxes unless waived
- • Renewal-fee waiver requires ₹3 lakh eligible annual spend
- • Lounge access is linked to eligible previous-quarter spend
- • Reward redemption value varies by redemption channel