Simplifying your financial journey

Starting your business is a thrilling prospect. Along with the joy of being an owner, you must spend time, work hard, and invest a fair bit of money. And money can be the one factor that decides how far you go on your entrepreneurial journey.

With the many options available in the market, choosing the right card can be overwhelming. Your spending habits, lifestyle, and suitability are vital for comparing and selecting the right credit card for you.

In recent years, a large number of people have applied for personal loans to cover significant expenses or oversee emergency expenditures. These loans vary from lender to lender in interest rates, processing fees, and repayment terms.

How do they make money? In short, fees, interest, and merchant charges. Even if you don’t pay interest or annual fees, using your credit card generates income for the card issuer.

A personal loan is a big commitment. You would have thoroughly researched and considered your monthly financial commitments before availing of one. Let’s see what happens in the case of a loan default.

Credit card fraud can be stressful and harrowing. But you aren’t alone and might be able to reverse the charges if you report them as soon as possible. Paying attention to your credit card statement(s) is vital for this.

What is home loan refinancing? How does it work? Why should you do it? How do you go about doing it? These are all the questions we’ll address in this PaisaSimple blog.

A credit card is a financial tool we’ve discussed greatly on PaisaSimple. Depending on who you ask, credit cards are either a boon or a debt trap. The trick is to understand how they can work in your favour.