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Marriott Bonvoy HDFC Bank Credit Card

Verified · August 16, 2026

Updated on August 16, 2026

Marriott Bonvoy HDFC Bank Credit Card

🎖️Reward Rate

8 Points per ₹150 at participating Marriott Bonvoy hotels and 4 Points per ₹150 on Dining, Travel, and Entertainment.

Overview

The Marriott Bonvoy HDFC Bank Credit Card by HDFC Bank is a premium credit card offering high value in reward points. It provides lucrative reward points/cashback yields, airport lounge privileges, fuel surcharge waivers, and extensive milestone benefits.

Rewards

Reward Type

Reward Points

Reward Rate

  • 8 Points per ₹150 at participating Marriott Bonvoy hotels and 4 Points per ₹150 on Dining, Travel, and Entertainment.
  • 2 Marriott Bonvoy Points per ₹150 spent on all standard retail transactions.

Welcome Benefit

1 Free Night Award (valid for 1 night up to 15,000 points) + 10 Elite Night Credits.

Milestone Benefit

Annual renewal fee waiver on spending Milestone Free Night Awards upon spending ₹6L, ₹9L, and ₹15L annually

Redemption

Redeem directly across 8,500+ Marriott hotels worldwide (Ritz-Carlton, St. Regis, JW Marriott, W Hotels, Westin, Sheraton) or convert 3:1 to 40+ global airline miles.

Benefits

  • Welcome: 1 Free Night Award (valid for 1 night up to 15,000 points) + 10 Elite Night Credits
  • 1 Complimentary Free Night Award (FNA) worth up to 15,000 Marriott Bonvoy points upon joining and renewal fee payment
  • 10 Elite Night Credits credited automatically each calendar year to accelerate Bonvoy Gold & Platinum status
  • Complimentary Marriott Bonvoy Silver Elite Status + Priority Late Checkout & 10% bonus points on hotel stays
  • Travel & Lounge: 12 Domestic & 12 International Airport Lounges Per Year
  • Dining: Marriott Dining Discounts & 4X Points
  • Fuel Waiver: 1% fuel surcharge waiver on transactions ₹400 to ₹5,000 (Max ₹250/month)
  • Insurance: Zero Lost Card Liability Protection

Things to Know Before you apply

Marriott Bonvoy HDFC Bank Credit Card Eligibility Criteria

  • Age: 21–65 years
  • Salaried: Monthly Net Income > ₹1,00,000; Self-Employed: Annual ITR > ₹15,00,000
  • Salaried or Self-Employed Individuals
  • Resident Indian

Marriott Bonvoy HDFC Bank Credit Card Customer Care

  • Toll Free: 1800 1600 / 1800 2600
  • Landline: +91 22 6160 6161
  • Concierge Service: customerservices.cards@hdfcbank.com

Fees & Charges

ParticularsAmount
Joining Fee₹3,000
Annual Fee₹3,000
Foreign Currency Mark-up Fee3.5%
Cash Advance Fee2.5% (Min ₹500)

Fee waiver: Milestone Free Night Awards upon spending ₹6L, ₹9L, and ₹15L annually

PaisaSimple Review

Overall Rating

4.0/5

What do we like about this card?

We have awarded the Marriott Bonvoy HDFC Bank Credit Card by HDFC Bank an overall rating of 4/5.0 based on its rewards return, fee structure, and versatility. With an annual fee of ₹3,000, the card easily offsets its cost for active users. Top Comparison Cards: Axis Bank ATLAS Credit Card; American Express Platinum Travel Credit Card; ICICI Bank MakeMyTrip Signature Credit Card.

Pros

  • Welcome benefit: 1 Free Night Award (valid for 1 night up to 15,000 points) + 10 Elite Night Credits
  • 1 Complimentary Free Night Award (FNA) worth up to 15,000 Marriott Bonvoy points upon joining and renewal fee payment
  • 10 Elite Night Credits credited automatically each calendar year to accelerate Bonvoy Gold & Platinum status
  • Solid reward yield: 2 Marriott Bonvoy Points per ₹150 spent on all standard retail transactions.

Cons

  • Annual fee of ₹3,000 applies (Milestone Free Night Awards upon spending ₹6L, ₹9L, and ₹15L annually)
  • Standard foreign markup fee of 3.5% + GST applies abroad
  • Reward points redemption requires minimum threshold on portal catalogue