AU Zenith Credit Card
Updated on July 28, 2026 · Author: Team PaisaSimple
🎖️Reward Rate
4 reward points per ₹150 spent
Overview
The AU Zenith Credit Card is a super-premium travel & lifestyle credit card offering luxury airport lounge access and 10X reward points on dining.
Rewards
Reward Type
Reward Points
Reward Rate
4 reward points per ₹150 spent
Welcome Benefit
Welcome gift vouchers worth up to ₹1,000 on card activation
Milestone Benefit
Bonus reward points on annual spend milestones
Redemption
Redeem points for air miles, gift vouchers, or statement credit
Benefits
- Complimentary domestic and international airport lounge access
- 4 free railway lounge visits per quarter
- 10 Reward Points per ₹100 spent on Dining & International transactions
- 1% fuel surcharge waiver
Things to Know Before you apply
AU Zenith Credit Card Eligibility Criteria
- Age: 21–65 years
- Minimum net monthly income of ₹25,000 (salaried) or ₹6 Lakh ITR (self-employed)
- Salaried / Self-Employed
AU Zenith Credit Card Customer Care
- Toll Free: 1800 266 4332
- Landline: 022-6160 6161
- Concierge Service: 1800 258 4444
Fees & Charges
| Particulars | Amount |
|---|---|
| Joining Fee | ₹7,999 |
| Annual Fee | ₹7,999 |
Fee waiver: Annual fee waived on annual spend milestone
PaisaSimple Review
Overall Rating
What do we like about this card?
The AU Zenith Credit Card is a super-premium travel & lifestyle credit card offering luxury airport lounge access and 10X reward points on dining.
Pros
- • Strong rewards rate
- • Good merchant partnerships
- • Low annual fee waiver threshold.
Cons
- • High annual fee unless spend threshold is met
- • Reward redemption fee applies.